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Author: St. Augustine Mortgage Syndicated User

The Surprising Trend in the Number of Homes Coming onto the Market

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, For Sellers, St. Augustine, St. Augustine Mortgage.

If you’re thinking about moving, it’s important to know what’s happening in the housing market. Here’s an update on the supply of homes currently for sale. Whether you’re buying or selling, the number of homes in your area is something you should pay attention to.In the housing market, there are regular patterns that happen every year, called seasonality. Spring is the peak homebuying season and also when the most homes are typically listed for sale (homes coming onto the market are known in the industry as new listings). In the second half of each year, the number...

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Down Payment Assistance Programs Can Help Pave the Way to Homeownership

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you think:Data from NAR shows the median down payment hasn’t been over 20% since 2005. In fact, the median down payment for all homebuyers today is only 15%. And it’s even lower for first-time homebuyers at 8%. But just because that’s the median, it doesn’t mean you have to put that much down. Some qualified...

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The Perfect Home Could Be the One You Perfect After Buying

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to overcome these things and still make your dream of homeownership a reality.As you set out to make a purchase this season, you’ll want to be strategic. This includes taking a close look at your wish list and considering what features you really need in your next home versus which ones are nice-to-have....

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Your Homebuying Adventure [INFOGRAPHIC]

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

Some HighlightsHere are the key milestones you’ll encounter on your path to homeownership. From building your team, to house hunting, all the way to moving into your new home – it’s an exciting adventure.Your journey starts here. Connect with a local real estate agent so you have expert guidance each step of the way.

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Why You Need To Use a Real Estate Agent When You Buy a Home

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

If you’ve recently decided you’re ready to become a homeowner, chances are you’re trying to figure out what to do first. It can feel a bit overwhelming to know where to start, but the good news is you don’t have to navigate all of that alone.When it comes to buying a home, there are a lot of moving pieces. And that’s especially true in today’s housing market. The number of homes for sale is still low, and home prices and mortgage rates are still high. That combination can be tricky if you don’t have reliable expertise and a trusted advisor on your side. That’s why the best place to start is...

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How To Turn Homeownership into a Side Hustle

Written by St. Augustine Mortgage Syndicated User on . Posted in Demographics, First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy, St. Augustine, St. Augustine Mortgage.

Does the rising cost of just about everything these days make your dream of owning your own home feel less within reach? According to Bankrate, many people are seeking additional income through side hustles, possibly to cope with those increasing expenses and save for a home. This trend is particularly popular with younger individuals who may be dealing with student loan debt (see graph below): Here are two strategies that can not only make homeownership more affordable in the short term, but turn it into a lucrative side hustle that can pay off down the road.Transforming the Challenge of a...

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