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Category: St. Augustine Mortgage

At Fidelity Home Group, we are St. Augustine Mortgage Experts. We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

St. Augustine is a city on the northeast coast of Florida. It lays claim to being the oldest city in the U.S., and is known for its Spanish colonial architecture as well as Atlantic Ocean beaches like sandy St. Augustine Beach and tranquil Crescent Beach. Anastasia State Park is a protected wildlife sanctuary. The Castillo de San Marcos is a 17th-century Spanish stone fortress with views of the St. Augustine Inlet.

How Remote Work Expands Your Homebuying Horizons

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, Interest Rates, St. Augustine, St. Augustine Mortgage.

Even as some companies transition back into the office, remote work remains a popular choice for many professionals. So, if you currently enjoy working from home or hope to be able to soon, you’re not alone. According to a recent survey, most working professionals want to work either fully remote or hybrid (see below):This trend is good news if you’re looking to buy a home because a remote or hybrid work setup can help you overcome some of today’s affordability and housing inventory challenges.More Work Flexibility Equals More Home OptionsRemote or hybrid work opens up a world of opportunities....

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Renting or Selling Your House: What’s the Best Move?

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Selling Myths, St. Augustine, St. Augustine Mortgage.

If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and they’re an investment that’s gained popularity in recent years.While a short-term rental can be a tempting idea, you may find the reality of being responsible for one difficult to take on. Here are some of the challenges you could face if you rent out your house instead of selling it.A Short-Term Rental Comes with ResponsibilitiesSuccessfully managing your house as...

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Momentum Is Building for New Home Construction

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, Housing Market Updates, New Construction, St. Augustine, St. Augustine Mortgage.

If you’re in the process of looking for a home today, you know the supply of homes for sale is low because you’re feeling the impact of having a limited pool of options. And, if your biggest hurdle right now is that you’re having trouble finding something you like, don’t forget that a newly built home is a great option.As a recent article from the National Association of Realtors (NAR) says: “Home buyers continue to be met with limited housing options during what’s typically the real estate market’s busiest season. . . . The current supply of existing homes is about half the level it was in...

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Reasons Your Home May Not Be Selling

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Pricing, St. Augustine, St. Augustine Mortgage.

When it comes to selling your house, you want three things: to sell it for the most money you can, to do it in a certain amount of time, and to do all of that with the fewest hassles. And, while the current housing market is generally favorable to sellers due to today’s limited housing supply, there are still factors that can cause delays or even prevent a house from selling.If you’re having trouble getting your house to sell in today’s sellers’ market, here are a few things to think about.Limited Access – If You Can’t Show It, You Can’t Sell It.One of the biggest mistakes you can...

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The Benefits of Downsizing for Homeowners [INFOGRAPHIC]

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsDownsizing is a popular choice for homeowners when they retire or when their needs change, but with inflation still high, it’s also a way to reduce costs.Downsizing could help cut down on your expenses and your equity can fuel your move.If you’re thinking about moving to a smaller home, connect with a real estate professional to go over your housing goals and look at your options in the local market.

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Today’s Housing Inventory Is a Sweet Spot for Sellers

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Housing Market Updates, Selling Myths, St. Augustine, St. Augustine Mortgage.

One of the biggest challenges in the housing market right now is how few homes there are for sale compared to the number of people who want to buy them. To help emphasize just how limited housing inventory still is, let’s take a look at the latest information on active listings, or homes for sale in a given month, as it compares to more normal levels.According to a recent report from Realtor.com:  “On average, active inventory in June was 50.6% below pre-pandemic 2017–2019 levels.”The graph below helps illustrate this point. It uses historical data to provide a more concrete look at how much...

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