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Author: St. Augustine Mortgage Syndicated User

Five Historic St. Augustine Hotels That Are Open for Visitors

Jean Claude Roy’s painting of the Casa Monica captures the landmark’s ornate facade beneath a bright Florida sky. Part of the 20th Annual Art Tour. A hotel is supposed to be temporary. You check in, unpack your suitcase, sleep, check out, and leave the building behind. St. Augustine has a few hotels that make that idea feel incomplete. Some of the city’s grandest lodging houses have outlived their original guests by generations. Their rooms have been renovated, their interiors updated, and their surroundings look different than they did when the first travelers arrived. You don’t have to be...

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What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates don’t just affect buyers. They can change what it takes to sell your house, too.That’s because today’s buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they’re looking for ways to make the numbers work. And in some markets, new construction is giving them exactly that.If you’re planning to sell, that doesn’t mean you can’t compete. But it does mean you need to understand what builders are doing to win over...

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Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach.So, what do the forecasts actually say?Every quarter, Fannie Mae surveys more than 100 housing experts on where prices are headed. The newest results are in. And spoiler alert: they’re not calling for a crash – not even the pessimists.What the Newest Numbers Actually SayThe panel’s latest forecast has prices climbing every single year through at least...

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The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that’s left you reluctant to buy a home, here’s what you need to remember… That’s not necessarily the number you’d get. It’s a common misconception that the rate you see in the headlines is the same one you’d get when you buy. The truth is, mortgage rates shift often, and the rate you actually end up with can vary a lot from what you may see or hear about. What Determines Your Real Rate? Advertised rates and “real rates” aren’t always the...

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Five Historic St. Augustine Homes With Remarkable Stories

A vintage postcard of the Peña-Peck House on St. George Street. Image courtesy of the Peña-Peck House website. St. Augustine has never been great at keeping its eras separate. A colonial street can lead to a Victorian porch. A centuries-old coquina wall can sit beside architecture from a completely different century. The city is a blend of old, new, and unexpected buildings from many periods sharing the same few blocks. Historic St. Augustine homes are where that mix becomes impossible to ignore. Spanish Colonial residences, Greek Revival estates, and Victorian homes all found a permanent...

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St. Augustine’s Biggest Myths, Legends, and Misconceptions

Cannons, coastal defenses, and centuries of history have all contributed to the St. Augustine myths and legends shared today. Not every famous St. Augustine story began as a historical fact. Some started with real events that grew more dramatic over time. Others appeared decades or even centuries after the people involved were gone. Today, St. Augustine myths and legends are so closely associated with the city that separating documented history from enduring folklore isn’t always straightforward. The historical record doesn’t make these stories any less fascinating. In many cases, it does...

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