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Category: St. Augustine Mortgage

At Fidelity Home Group, we are St. Augustine Mortgage Experts. We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

St. Augustine is a city on the northeast coast of Florida. It lays claim to being the oldest city in the U.S., and is known for its Spanish colonial architecture as well as Atlantic Ocean beaches like sandy St. Augustine Beach and tranquil Crescent Beach. Anastasia State Park is a protected wildlife sanctuary. The Castillo de San Marcos is a 17th-century Spanish stone fortress with views of the St. Augustine Inlet.

An Expert Gives You Clarity in Today’s Housing Market

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, For Sellers, Move-Up Buyers, Selling Myths, St. Augustine, St. Augustine Mortgage.

The housing market has been going through shifts lately. That’s why it’s so important to work with an industry professional who can be your guide throughout the process.A real estate expert uses their knowledge of what’s really happening with home prices, housing supply, expert projections, and more to give you the best advice. Someone who can provide clarity like that is critical right now. Jay Thompson, Real Estate Industry Consultant, explains:“Housing market headlines are everywhere. Many are quite sensational, ending with exclamation points or predicting impending doom for the industry....

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Leverage Your Equity When You Sell Your House

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

One of the benefits of being a homeowner is that you build equity over time. By selling your house, that equity can be used toward purchasing your next home. But before you can put it to use, you should understand exactly what equity is and how it grows. Bankrate explains it like this:“Home equity is the portion of your home you’ve paid off – in other words, your stake in the property as opposed to the lender’s. In practical terms, home equity is the appraised value of your home minus any outstanding mortgage and loan balances.”Majority of Americans Have a Large Amount of EquityIf you’ve owned...

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4 Tips for Making Your Best Offer on a Home

Written by St. Augustine Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

Are you planning to buy a home this spring? Though things are more balanced than they were at the height of the pandemic, it’s still a sellers’ market. So, when you find the home you want to buy, remember these four tips to make your best offer.1. Lean on a Real Estate ProfessionalRely on an agent who can support your goals. As Bankrate notes:“. . . select the best real estate agent for your needs. They will be a critical part of your home buying process.”Agents are local market experts. They know what’s worked for other buyers in your area and what sellers may be looking for in an offer. It...

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2 Things Sellers Need To Know This Spring

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Housing Market Updates, Selling Myths, St. Augustine, St. Augustine Mortgage.

A lot has changed over the past year, and you might be wondering what’s in store for the spring housing market. If you’re planning to sell your house this season, here’s what real estate experts are saying you should keep in mind.1. Houses That Are Priced Right Are Still SellingHouses that are updated and priced at their current market value are still selling. Jeff Tucker, Senior Economist at Zillow, says:“. . . sellers who price and market their home competitively shouldn’t have a problem finding a buyer.”The need to price your house right is so important today because the market has changed...

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