St. Augustine Music Festival

Written by St. Augustine Mortgage Syndicated User on January 11, 2024. Posted in Art, Culture & Music, Culture & Music, Family Friendly, St. Augustine, St. Augustine Festivals, St. Augustine Mortgage, Things to Do.

Photo provided by SAMF Facebook Page Mark Your Calendar Date: June 21-23 and June 28-30, 2024 Time: 7:30pm Location: Cathedral Basilica of St. Augustine Visit The Wesbite Get Directions About the St. Augustine Music Festival Head to the Cathedral Basilica for the St. Augustine Music Festival — Friday, Saturday, and Sunday – June 21-23 and June 28-30, 2024. Experience the largest Free world class music festival in the USA in a setting where the acoustics are great. The festival brings together world-class musicians from the Jacksonville Symphony Orchestra who are joined by internationally...

Avoid These Common Mistakes After Applying for a Mortgage

Written by St. Augustine Mortgage Syndicated User on January 10, 2024. Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things to remember when you apply for your home loan.Don’t Deposit Large Sums of CashLenders need to source your money, and cash isn’t easily traceable. Before you deposit any cash into your accounts, discuss the proper way to document your transactions with your loan officer.Don’t Make Any Large...

Finance

Written by St. Augustine Mortgage Syndicated User on January 10, 2024. Posted in St. Augustine, St. Augustine Mortgage.

The Financial Services Department serves the community of St. Augustine by safeguarding the City’s assets, maximizing the use of City revenue and efficiently providing accurate and timely information to the City Commission, City Manager, and the general public.

Ways Your Home Equity Can Help You Reach Your Goals

Written by St. Augustine Mortgage Syndicated User on January 9, 2024. Posted in For Buyers, For Sellers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this:“. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.”That means your equity grows as you pay down your home loan over time and as home values climb. While it’s true home prices dipped slightly last year, they rebounded and have been climbing in many areas since then. Here’s why that price growth is good news for...

Home

Written by St. Augustine Mortgage Syndicated User on January 9, 2024. Posted in St. Augustine, St. Augustine Mortgage.

Meet Our Attorneys

Written by St. Augustine Mortgage Syndicated User on January 9, 2024. Posted in St. Augustine, St. Augustine Mortgage.

Read biographical information about our City Attorney and Assistant City Attorney.

City Attorney

Written by St. Augustine Mortgage Syndicated User on January 9, 2024. Posted in St. Augustine, St. Augustine Mortgage.

The city attorney provides the City Commission, its boards and committees, as well as, City staff, with a wide range of legal representation on issues ranging from contracts to constitutional law.

What Lower Mortgage Rates Mean for Your Purchasing Power

Written by St. Augustine Mortgage Syndicated User on January 8, 2024. Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend is great news for buyers. As a recent article from Bankrate says:“The rate cool-off somewhat eases the housing affordability squeeze.”And according to Edward Seiler, AVP of Housing Economics and Executive Director of the Research Institute for Housing America at the...

Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC]

Written by St. Augustine Mortgage Syndicated User on January 5, 2024. Posted in First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

Some HighlightsPlanning to buy a home in 2024? Here’s what to focus on.Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you.Partner with a trusted real estate agent so you have expert advice on how to achieve your homebuying goals this year.

Resiliency

Written by St. Augustine Mortgage Syndicated User on January 5, 2024. Posted in St. Augustine, St. Augustine Mortgage.

Resilience is the ability of individuals, communities, institutions, businesses, and system within the City of St. Augustine to survive, adapt, and grow no matter what kinds of acute shocks (a sudden, sharp event that can threaten the city) and chronic stresses (stresses weaken the fabric of the city on a day-to-day basis) they experience.

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