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Tag: #staugustinecondotelmortgagerates

Selling Smart: Why a Real Estate Agent Makes All the Difference

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sale by Owner, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

If you’re considering selling your house on your own as a “For Sale by Owner” (FSBO), you want to think about if it’s really worth the extra stress. Going this route means shouldering a lot of responsibilities by yourself – and, if you’re not an expert, that opens the door for mistakes to happen and can quickly become overwhelming.A report from the National Association of Realtors (NAR) shows two key areas where people who sold their own house struggled the most: pricing and paperwork.Here are just a few of the ways an agent makes those tasks a whole lot easier.Getting the Price...

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The Wealth-Building Power of Homeownership [INFOGRAPHIC]

Written by St. Augustine Mortgage Syndicated User on . Posted in Equity, First-Time Buyers, For Buyers, Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsIf you’re trying to decide if buying a home is worth it, consider the long-term benefits, like building equity as home values grow over time.According to the FHFA, home values have increased by 315.7% since 1991.Home equity is one reason owning your own place can really pay off in the long run. When you’re ready, talk with a local real estate professional.

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Your Equity Could Make a Move Possible

Written by St. Augustine Mortgage Syndicated User on . Posted in Equity, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Many homeowners looking to sell feel like they’re stuck between a rock and a hard place right now. Today’s mortgage rates are higher than the one they currently have on their home, and that’s making it harder to want to sell and make a move. Maybe you’re in the same boat.But what if there was a way to offset these higher borrowing costs? There is. And the money you need probably already exists in your current home in the form of equity. What Is Equity?Think of equity as a simple math equation. Freddie Mac explains:“. . . your home’s equity is the difference between how much your home is...

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The Sweet Spot for Buying Luxury Homes

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, Inventory, Move-Up, St. Augustine, St. Augustine Mortgage.

If you’ve been looking for a home at the high end of your market, but haven’t found the right one, you may have put your search on hold. But according to recent data, now may be the time to jump back in. Here’s why. There Are More Luxury Homes To Choose FromWhat’s considered the top-end of the market, or a luxury home, will always vary by location. But generally speaking, they’re homes that are valued in the top 5% of any given market. According to a recent report from the Institute for Luxury Home Marketing, the selection of luxury homes is increasing (see graph below):As the graph...

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What To Expect if You Buy or Sell a Home This June

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, For Sellers, St. Augustine, St. Augustine Mortgage.

June is a busy month in the housing market because a lot of people buy and sell this time of year. So, if you’ve got a move on your mind and you’re looking to make it happen this month, here’s a snapshot of what you need to know to make sure you’re ready.If You’re Buying This JuneA lot of homebuyers with children like to move after one school year ends and before the next one begins. That’s one reason why late spring into summer is a popular time for homes to change hands. And whether that’s a motivator for you or not, it’s important to realize more buyers are going to be looking right now...

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More Than a House: The Emotional Benefits of Homeownership

Written by St. Augustine Mortgage Syndicated User on . Posted in Affordability, For Buyers, St. Augustine, St. Augustine Mortgage.

With all the headlines and talk about housing affordability, it can be tempting to get lost in the financial side of buying a home. That’s only natural as you think about the dollars and cents of it all.And while you ultimately need to be able to afford a home you buy, don’t lose sight of why homeownership was so important to you in the first place. That’s because buying a home is so much more than just a financial transaction. As the National Association of Realtors (NAR) says:“The benefits of purchasing and owning your place of residence are both financial and emotional – pride in...

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Road Closures in St. Johns County

Written by St. Augustine Mortgage Syndicated User on . Posted in City Blog, Community, St. Augustine, St. Augustine Mortgage, St. Johns County Road Closures, Traffic Reports.

Check out these road closures in St. Johns County for June 1, 2024 through June 7, 2024. Below is a list of road closures in St. Johns County. However, these closures are subject to change. Visit the Florida Department of Transportation’s blog for information regarding ongoing construction, projects, and traffic impacts. St Augustine, St. Johns County, Florida I-95 at County Road 207 (FIN 434615-1-52-01/434615-2-52-01) (29.825547768035516, -81.37960705450251) Nighttime northbound ramp closure Sunday and Monday and nighttime southbound ramp closure Tuesday and Wednesday from 8 p.m. to 6...

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