Category: Selling Tips

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Renovate or Relocate? What To Know Before You Decide To Age in Place

Written by St. Augustine Mortgage Syndicated User on October 13, 2026. Posted in Downsize, For Sellers, Selling Tips, Senior Market, St. Augustine, St. Augustine Mortgage.

You’ve spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it’s natural to wonder if this is still the place you want to spend it.Whether you’re leaning toward staying in your house as you get older or moving to a 55+ community, the goal is the same: a home that fits the life you want, with more time for the people and things you love. So, here’s what to consider before you decide.What It Can Take To Stay PutWanting to stay in a house...

Myth vs. Reality: Does the Fed Control Mortgage Rates?

Written by St. Augustine Mortgage Syndicated User on October 13, 2026. Posted in Affordability, Agent Value, Buying Tips, Economy, For Buyers, For Sellers, Mortgage Rates, Selling Tips, St. Augustine, St. Augustine Mortgage.

You’ve probably heard the Federal Reserve (the Fed) is raising rates again. And if you’re planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a common myth. But the Fed’s decisions can still have an impact on them.So, where does that leave you? The next few months could get a little bumpy. But the Fed is playing the long game. And with the right plan, you can still make a move that works. Let’s break it down.Why the Fed Is Raising RatesIt all comes back to...

What Higher Mortgage Rates Mean for Home Sellers

Written by St. Augustine Mortgage Syndicated User on October 4, 2026. Posted in For Sellers, Mortgage Rates, New Construction, Selling Tips, St. Augustine, St. Augustine Mortgage.

Higher mortgage rates don’t just affect buyers. They can change what it takes to sell your house, too.That’s because today’s buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they’re looking for ways to make the numbers work. And in some markets, new construction is giving them exactly that.If you’re planning to sell, that doesn’t mean you can’t compete. But it does mean you need to understand what builders are doing to win over...

Most Home Sales Close – Here’s How To Keep Yours on Track

Written by St. Augustine Mortgage Syndicated User on August 27, 2026. Posted in Agent Value, Expired/Withdrawn/Canceled, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.But if you’re getting ready to sell, here’s what you should know. Even in today’s market, it rarely comes to that. Buyers who are moving at today’s rates and prices are generally moving because of some big life change. That means they’re motivated, and eager to get all the way to the closing table.According to the latest data from Redfin, only about 1 in 7 pending sales are falling through. Meaning the vast majority make it...

Who Has the Upper Hand in Today’s Housing Market?

Written by St. Augustine Mortgage Syndicated User on August 13, 2026. Posted in Buying Tips, For Buyers, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they’ll still get top dollar.The interesting thing is… both can be right at the exact same time. It just depends on where you live.That’s because today’s housing market isn’t moving in one direction anymore. Some markets clearly favor buyers. Others still favor sellers. But most are sitting somewhere in the middle.And knowing which market you’re actually in can completely change the strategy you use to buy or...

Stay or Sell? How To Make the Right Call as You Age

Written by St. Augustine Mortgage Syndicated User on April 29, 2026. Posted in Agent Value, Downsize, For Sellers, Selling Tips, Senior Market, St. Augustine, St. Augustine Mortgage.

At some point, as you start thinking about the years ahead, this question tends to come up:“Could I stay here long-term… or would it make more sense to move?”It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home.And for most people, the answer is simple. They want to stay.The USC Leonard Davis School of Gerontology found about 90% of adults over 65 prefer to stay in their homes as they get older (see below):But even if staying feels...

The Best Week To List Your House Is Just Around the Corner

Written by St. Augustine Mortgage Syndicated User on March 26, 2026. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. And it’s coming up fast.Based on their analysis of historical trends, the ideal week to put your house on the market this year is: April 12–18.And here’s why this window stands out as being particularly seller-friendly:Buyers Are More Active. According to the research coming out of Realtor.com, homes listed during this week typically get about 16.7% more views than in a normal week. And in a market where buyers...

The #1 Reason Buyers Walk Away (And How To Get Ahead of It)

Written by St. Augustine Mortgage Syndicated User on March 16, 2026. Posted in Agent Value, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market.And here’s the key thing to understand if you want to sell. A lot of the time, there’s one common cause. And it’s something you can actually control.Here’s what you can do to get ahead of the biggest dealbreaker before it ever becomes a problem.The Top Dealbreaker: Issues That Pop Up During the InspectionA Redfin survey shows over 70% of recently cancelled contracts...

If Your House Isn’t Getting Offers, Read This.

Written by St. Augustine Mortgage Syndicated User on March 11, 2026. Posted in Agent Value, For Sellers, Price It Right/Overpricing, Selling Tips, St. Augustine, St. Augustine Mortgage.

Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it’s also not the end of the road. Homes are selling every day, so you can turn this around. You just need to take another look at your approach.If you’re feeling this pain, know this: an online search engine isn’t where you should go for your answers. It’s much better to talk to your agent. Because a search engine doesn’t know your market or your house. But your agent does.While a quick search or...

Spring Sellers Have an Edge. Here’s Why.

Written by St. Augustine Mortgage Syndicated User on March 5, 2026. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three.So, if a move has been on your mind this year, this is the window where momentum tends to work in your favor. Here’s what makes this season so powerful for sellers.1. More Buyers Will Be LookingTypically speaking, in the housing market, there’s no more popular time to move than the Spring. Historically, data coming out of ShowingTime proves that’s when buyer activity peaks each year. Take a look for yourself (see...