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Category: St. Augustine Mortgage

At Fidelity Home Group, we are St. Augustine Mortgage Experts. We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

St. Augustine is a city on the northeast coast of Florida. It lays claim to being the oldest city in the U.S., and is known for its Spanish colonial architecture as well as Atlantic Ocean beaches like sandy St. Augustine Beach and tranquil Crescent Beach. Anastasia State Park is a protected wildlife sanctuary. The Castillo de San Marcos is a 17th-century Spanish stone fortress with views of the St. Augustine Inlet.

Think Twice Before Waiting for 3% Mortgage Rates

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, St. Augustine, St. Augustine Mortgage.

Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans.

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Lullaby of the Rivers Festival

Written by St. Augustine Mortgage Syndicated User on . Posted in Community, Family Friendly, Kid Friendly, St. Augustine, St. Augustine Festivals, St. Augustine Mortgage, Things to Do, Uncategorized.

Mark Your Calendar Date: April 22 and 23, 2023 (Earth Day Weekend) Time: April 22 — 10:00am – 8:00pm April 23 — 12:oopm – 5:00pm Location: Vilano Beach at North Shores Community Park .fusion-body .fusion-button.button-1 .fusion-button-text{color:#ffffff;text-transform:uppercase;}.fusion-body .fusion-button.button-1{border-color:#ffffff;border-radius:4px 4px 4px 4px;background:#0099d0;}.fusion-body .fusion-button.button-1 i,.fusion-body .fusion-button.button-1:hover .fusion-button-text,.fusion-body .fusion-button.button-1:hover i,.fusion-body .fusion-button.button-1:focus .fusion-button-text,.fusion-body...

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What Past Recessions Tell Us About the Housing Market

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Housing Market Updates, St. Augustine, St. Augustine Mortgage.

It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could lie ahead. As Greg McBride, Chief Financial Analyst at Bankrate, says:

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Is It Time To Sell Your Second Home?

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Housing Market Updates, Luxury Market, St. Augustine, St. Augustine Mortgage.

During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares additional factors that push a home into this category: location, such as a home on the water or in a desirable city, and features, the things that make the home itself feel luxurious.

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Today’s Housing Market Is Nothing Like 15 Years Ago

Written by St. Augustine Mortgage Syndicated User on . Posted in St. Augustine, St. Augustine Mortgage.

There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key variables now compared to the last housing cycle, there are significant differences.

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What Experts Are Saying About the 2023 Housing Market

Written by St. Augustine Mortgage Syndicated User on . Posted in St. Augustine, St. Augustine Mortgage.

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated home prices. But what about 2023?

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