Why a Newly Built Home Might Be the Move Right Now

Written by St. Augustine Mortgage Syndicated User on July 17, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates, Move-Up, New Construction, Rent vs. Buy, St. Augustine, St. Augustine Mortgage.

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why.There are more brand-new homes available right now than there were even just a few months ago. According to the most recent data from the Census and the National Association of Realtors (NAR), roughly 1 in 5 homes for sale right now is new construction. So, if you’re not looking at newly built homes, you’re missing out on a big portion of what’s...

Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

Written by St. Augustine Mortgage Syndicated User on July 16, 2025. Posted in First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown signs of stabilizing in recent months. And that may finally make it a bit easier to plan your move.Mortgage Rates Have Stabilized – For NowOver the past year, mortgage rates have had their share of ups and downs, making it tough for buyers to know what to expect. But recently, rates...

The 5-Year Rule for Home Prices

Written by St. Augustine Mortgage Syndicated User on July 15, 2025. Posted in For Buyers, For Sellers, Home Prices, Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsIf recent home price headlines have you feeling worried, here’s some perspective.??Home values almost always go up in the long run. ?And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines.Connect with an agent to have a conversation about what’s happening with prices in your market.

The Advice First-Time Homebuyers Need To Hear

Written by St. Augustine Mortgage Syndicated User on July 14, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.Because while this process might be brand new to you, it’s not new to your agent. They’ve helped plenty of first-time buyers through it. They know what works, what actually matters, and how you can move through the process with a lot less guesswork.Here are a few real-world tips based on that experience of helping other first-time buyers.Tip #1: Get Pre-Approved FirstRocket Mortgage says this is one of the most common mistakes first-time buyers make. And it’s easy to see why. Looking at...

Inactive Boards & Committees

Written by St. Augustine Mortgage Syndicated User on July 11, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Explore St. Augustine’s inactive boards and committees, including task forces focused on aggregation ordinances, building codes for flood protection, Confederate memorial contextualization, seawall projects, and mobility. Discover past advisory committees for historic preservation, neighborhood grants, parking & traffic, San Sebastian architecture, and stormwater management. Learn about their past roles in shaping city policies and projects.

The Truth About Where Home Prices Are Heading

Written by St. Augustine Mortgage Syndicated User on July 10, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, St. Augustine, St. Augustine Mortgage.

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash.Yes, in some local markets, prices are flattening or even dipping slightly this year as more homes hit the market. That’s normal with rising inventory. But the bigger picture is what really matters, and it’s far less dramatic than what the doom-and-gloom headlines suggest. Here’s why.Over 100 leading housing market experts...

Agendas and Minutes

Written by St. Augustine Mortgage Syndicated User on July 10, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Access official agendas and minutes for St. Augustine’s Code Enforcement Special Magistrate meetings. Agendas and packets are posted as soon as available, with minutes appearing after board approval. Explore an archive of older documents in the Agenda Center.

Selling and Buying at the Same Time? Here’s What You Need To Know

Written by St. Augustine Mortgage Syndicated User on July 9, 2025. Posted in Equity, For Buyers, For Sellers, Inventory, St. Augustine, St. Augustine Mortgage.

If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first:Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot of factors. And that’s where an agent’s experience can really help make your next step clear. They know your local market, the latest trends, and what’s working for other homeowners right now. And they’ll be able to make a recommendation based on their expertise and your needs.But...

King Street Improvements Project

Written by St. Augustine Mortgage Syndicated User on July 9, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Check out the King Street Improvements Project community hub to learn more about the redesign of the King Street in the City of St. Augustine.

Should You Buy a Vacation Home?

Written by St. Augustine Mortgage Syndicated User on July 8, 2025. Posted in For Buyers, Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsNow that summer’s here, you may be planning your next getaway. But what if you didn’t have to? ?Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future.If you’re dreaming of owning your own slice of paradise, connect with an agent to see if you can make it happen this summer.?

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