What You Should Know About Getting a Mortgage Today

Written by St. Augustine Mortgage Syndicated User on July 7, 2025. Posted in First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong.Lenders are making it slightly easier for well-qualified buyers to access financing, which is opening more doors for people ready to make a move.So, if strict requirements were holding you back, this shift could be the opportunity you’ve been waiting for, without repeating the risky lending practices that led to the housing crash back in 2008.Lenders Are Opening More DoorsBanks...

Think No One’s Buying Homes Right Now? Think Again.

Written by St. Augustine Mortgage Syndicated User on July 3, 2025. Posted in For Sellers, St. Augustine, St. Augustine Mortgage.

If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell? Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s a return to normal. And normal doesn’t mean nothing’s happening. Buyers are still out there – and homes are still selling.Why? Because real life doesn’t pause for perfect conditions. There are always people who need to buy – and this year is no exception. Buyers who are in the middle of a big change in their lives, a new...

Why Big Investors Aren’t a Challenge for Today’s Homebuyer

Written by St. Augustine Mortgage Syndicated User on July 2, 2025. Posted in First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is – especially right now.Let’s break down what’s really going on and why the recent shift in the approach investors are taking could tip the scales in your favor.Large Investors Are Pulling BackThe truth is institutional investors never represented as big a share of the housing market as people think. And...

Top 5 Reasons To Hire a Real Estate Agent When You Sell

Written by St. Augustine Mortgage Syndicated User on July 1, 2025. Posted in Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsThe right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises.With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless.Connect with an agent so you have that expertise on your side.?

Neighborhood Residential Parking Permit

Written by St. Augustine Mortgage Syndicated User on July 1, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Learn how St Augustine’s controlled parking residential area helps protect neighborhoods from overflow commuter parking. Explore eligibility criteria like the 60/50/25 ruke, how to file a petition and how residents can apply for parking permits. Include links to applications, ordinance PDFs and step-by-step permit instructions.

Multi-Generational Homebuying Hit a Record High – Here’s Why

Written by St. Augustine Mortgage Syndicated User on June 30, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below):And what’s behind the increase? Affordability. NAR explains:“In 2024, a notable 36% of homebuyers cited “cost savings” as the primary reason for purchasing a multigenerational home—a significant increase from just 15% in 2015.”In the past, caregiving was the leading motivator – especially for those looking to support aging parents. And...

Fidelity Home Group | What You Really Need To Know About Down Payments

Written by St. Augustine Mortgage Syndicated User on June 29, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

What You Really Need To Know About Down Payments A lot of people think you have to put 20% down when you buy your first home. But that’s actually a common myth. Connect with a trusted lender to learn more. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #downpayments

Dinghy Dockage

Written by St. Augustine Mortgage Syndicated User on June 28, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Take a look at our Dinghy Dockage rates.

Romantic Getaways in St. Augustine: Where to Stay, Dine & Explore Together

Written by St. Augustine Mortgage Syndicated User on June 27, 2025. Posted in Attractions & Sightseeing, City Blog, Fall, Fall Activities, Food, Spring Activities, St. Augustine, St. Augustine Mortgage, Summer, Things to Do, What to Do, Where to Eat, Where to Stay.

Image by PublicDomainPictures from Pixabay Looking to escape with someone special? Few destinations offer the charm, history, and natural beauty of romantic getaways in St. Augustine. As the nation’s oldest city, St. Augustine is full of timeless appeal—from cobblestone streets and centuries-old architecture to waterfront sunsets and cozy bed-and-breakfasts. Whether you’re planning an anniversary trip, honeymoon, or a spontaneous weekend away, this coastal gem has everything you need for a meaningful, memory-filled retreat. In this guide, you’ll discover the best places to stay, dine, and...

Brunch Spots in St. Augustine: Where to Sip, Savor, & Start Your Day Right

Written by St. Augustine Mortgage Syndicated User on June 27, 2025. Posted in City Blog, Food, St. Augustine, St. Augustine Mortgage, Where to Eat.

Whether you’re waking up after a cozy beachside sleep-in or planning a mid-morning meetup with friends, looking for the best brunch spots in St. Augustine is a full-on experience. This historic coastal city may be known for its centuries-old architecture and cobblestone charm, but its brunch scene is just as rich and satisfying. From southern-style comfort food and bottomless mimosas to gluten-free waffles and craft coffee, there’s a brunch spot here for every taste, vibe, and appetite. Below, we’ll take you through some of the best restaurants in St. Augustine—each with its own flavor,...

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