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Tag: #staugustinecondomortgagerates

Why Buying Now May Be Worth It in the Long Run

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Tips, Equity, First-Time Buyers, For Buyers, Home Prices, St. Augustine, St. Augustine Mortgage.

Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision.As soon as you buy, you’ll start gaining equity. And you’d be surprised how quickly that can add up – even with more moderate home price appreciation.Each quarter, Fannie Mae releases the Home Price Expectations Survey. It asks over one hundred economists, real estate experts, and investment and market strategists what they forecast for home prices...

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The Down Payment Assistance You Didn’t Know About

Written by St. Augustine Mortgage Syndicated User on . Posted in First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close – fast (see graph below):Here’s what you need to know to make the most of your down payment in today’s housing market.Amplify Your Down Payment PotentialFor first-time buyers, the name of the game with down payments is making sure you’re taking advantage of all the resources out there designed to help you. And a bunch of them can get you to your goal faster than you may have thought possible. For...

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Is Your House Priced Too High?

Written by St. Augustine Mortgage Syndicated User on . Posted in Agent Value, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible. And chances are, you’re no different.But did you know one of the biggest things that could jeopardize your success is the asking price for your home? Pricing your house correctly is one of the most crucial steps in the selling process.So, how do you know if you’re missing the mark? Here are four signs your high asking price might be turning potential buyers away—and why leaning on your real estate agent is the best way to course correct.1. You’re Not Getting Many Showings or...

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Lower Mortgage Rates Boost Your Buying Power

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, Infographics, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Some HighlightsMortgage rates are trending down and that’s great news for your bottom line.As rates drop, your monthly payment on your next home does too. Even a small change in mortgage rates can have a big impact on your purchasing power.If you put your search on hold when mortgage rates were higher, think about how much you could save now that rates are coming down.

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Falling Mortgage Rates Are Bringing Buyers Back

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Mortgage Rates, Selling Tips, St. Augustine, St. Augustine Mortgage.

If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent.After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut the Federal Funds Rate for the first time since they began raising that rate in March 2022. And while they don’t control mortgage rates, this sets the stage for mortgage rates to fall even further than they already have – especially since more cuts from the Fed are...

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Civil Service Board

Written by St. Augustine Mortgage Syndicated User on . Posted in St. Augustine, St. Augustine Mortgage.

The Civil Service Board has the duty to adopt, enact, and amend a code of rules and regulations covering the conduct and direction of the members of the police and fire departments; to prescribe discipline and control; to provide for examinations and lists of those eligible for employment and promotion; and to hear appeals of discharged and suspended employees.

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The Latest Builder Trend: Smaller, Less Expensive Homes

Written by St. Augustine Mortgage Syndicated User on . Posted in Affordability, For Buyers, New Construction, St. Augustine, St. Augustine Mortgage.

Even though affordability is improving, buying a home can still feel tough right now. But here’s some good news: builders are focusing their efforts on building smaller homes, and they’re offering key incentives to buyers. And both of these things can be a big help if you’re worried about finding a home that’s right for your budget. Builders Are Building Smaller Homes During the pandemic, homebuyers were looking for larger homes—and many could afford them. Builders responded to that demand and created bigger spaces to help people with things like working from home, setting up home...

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Mortgage Rates Drop to Lowest Level in over a Year and a Half

Written by St. Augustine Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Mortgage rates have hit their lowest point in over a year and a half. And that’s big news if you’ve been sitting on the homebuying sidelines waiting for this moment.Even a small decline in rates could help you get a better monthly payment than you would expect on your next home. And the drop that’s happened recently isn’t small. As Sam Khater, Chief Economist at Freddie Mac, says:“Mortgage rates have fallen more than half a percent . . . and are at their lowest level since February 2023.”But if you want to see it to really believe it, here’s how the math shakes out. Take a closer look at...

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