How Do Climate Risks Affect Your Next Home?

Written by St. Augustine Mortgage Syndicated User on May 28, 2024. Posted in Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

Climate change is impacting where people buy homes. As the experts at the National Association of Realtors (NAR) explain:“Sixty-three percent of people who have moved since the pandemic began say they believe climate change is—or will be—an issue in the place they currently live.”If you’re planning to move, climate change is something you might want to consider, no matter where you are. A recent study from Realtor.com helps put the growing impact climate change is having on real estate into perspective (see below):So, how can you be sure your investment is safe from the elements? For...

How VA Loans Can Help You Buy a Home

Written by St. Augustine Mortgage Syndicated User on May 27, 2024. Posted in Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you know has served in the military, it’s important to learn about this program and its benefits.Here are some key things to know about VA loans before buying a home.Top Benefits of VA Home LoansVA home loans make it easier for veterans to buy a home, and they’re a great perk for those who qualify. According to the Department of Veteran Affairs, some benefits include:Options for No Down Payment: Qualified borrowers can often purchase a home with no down...

Your Agent Is the Key To Pricing Your House Right [INFOGRAPHIC]

Written by St. Augustine Mortgage Syndicated User on May 24, 2024. Posted in Agent Value, Home Prices, Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsThe asking price for your house can impact your bottom line and how quickly it sells.Both under- and overpricing have drawbacks. So to find the right price for your house, lean on your agent for their expertise.Don’t pick just any price for your listing. Trust your real estate professional to help you find the perfect price for your house.

Questions You May Have About Selling Your House

Written by St. Augustine Mortgage Syndicated User on May 23, 2024. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

There’s no denying mortgage rates are having a big impact on today’s housing market. And that may leave you with some questions about whether it still makes sense to sell your house and make a move.Here are three of the top questions you may be asking – and the data that helps answer them.1. Should I Wait To Sell?If you’re thinking about waiting to sell until after mortgage rates come down, here’s what you need to know. So are a ton of other people.And while mortgage rates are still forecasted to come down later this year, if you wait for that to happen, you may be dealing with a lot more...

How Many Homes Are Investors Actually Buying?

Written by St. Augustine Mortgage Syndicated User on May 22, 2024. Posted in Economy, Inventory, St. Augustine, St. Augustine Mortgage.

Are big investors really buying up all the homes today?If you’re trying to find a house to buy, this may be something you’re wondering about. Maybe you’ve read about it or seen reels on social media saying investors buying all the homes is making it even harder to find what the average buyer is looking for. But spoiler alert – there’s a lot of misinformation out there. To clear things up, here’s the scoop on what’s really happening. A lot of the big investor activity is actually in the rearview mirror already.The Wall Street Journal (WSJ) explains:“Investors of all sizes spent...

Worried about Home Maintenance Costs? Consider This

Written by St. Augustine Mortgage Syndicated User on May 21, 2024. Posted in Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

If one of the main reasons you’re hesitant to buy a home is because you’re worried about the upkeep, here’s some information you may find interesting on both new home construction and existing homes (a home that’s been lived in by a previous owner).Newly Built Homes Need Less Upfront Maintenance If you can afford it, you may find a newly built home could help ease your worries about maintenance costs. Think about it, if everything in the house is brand new, it won’t have the wear and tear you may see in an existing home – and that means it’s less likely to need repairs. As LendingTree...

What’s Next for Home Prices and Mortgage Rates?

Written by St. Augustine Mortgage Syndicated User on May 20, 2024. Posted in For Buyers, Home Prices, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates. You’re wondering what’s going to happen next. And if it’s worth it to move now, or better to wait it out.The only thing you can really do is make the best decision you can based on the latest information available. So, here’s what experts are saying about both prices and rates.1. What’s Next for Home Prices? One reliable place you can turn to for information on home price forecasts is the Home Price Expectations Survey from Fannie Mae – a survey...

Sing Out Loud Festival

Written by St. Augustine Mortgage Syndicated User on May 18, 2024. Posted in Art, Culture & Music, Culture & Music, Family Friendly, Night Life, Special Events, St. Augustine, St. Augustine Festivals, St. Augustine Mortgage, The Community, Things to Do.

Mark Your Calendar Date: Fridays, Saturdays, and Sundays September 6-29, 2024 Time: Various times Location: Various locations Visit The Wesbite Get Directions The Art Studio of St. Augustine Beach 358 A1A Beach Blvd, Saint Augustine, FL 32080 St. Augustine Amphitheatre 1340 A1A S, Saint Augustine, FL 32080 The Beacon 830 Anastasia Blvd, St Augustine, FL 32080 Odd Birds 200 Anastasia Blvd, St. Augustine, FL 32080 SARBEZ 115 Anastasia Blvd, Saint Augustine, FL 32080 Trade Winds Lounge 124 Charlotte Street, St. Augustine, Florida 32084 Prohibition Kitchen 119 Saint George Street, St....

Flood Mitigation Assistance Program

Written by St. Augustine Mortgage Syndicated User on May 18, 2024. Posted in St. Augustine, St. Augustine Mortgage.

Flood Mitigation Assistance Program

Should I Rent or Buy a Home? [INFOGRAPHIC]

Written by St. Augustine Mortgage Syndicated User on May 17, 2024. Posted in For Buyers, Infographics, Rent vs. Buy, St. Augustine, St. Augustine Mortgage.

Some HighlightsWhile renting may be less expensive in some areas right now, there are two big benefits homeownership provides that renting can’t. ?Owning a home means you get to say goodbye to rising rents and hello to stability. It also gives you the chance to gain equity as home values rise over time. If you’re ready to learn more about the perks of owning a home, connect with a local real estate agent.

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