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Tag: #staugustinecondotelmortgagerates

You Could Use Some of Your Equity To Give Your Children the Gift of Home

Written by St. Augustine Mortgage Syndicated User on . Posted in Equity, For Sellers, St. Augustine, St. Augustine Mortgage.

If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life.Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a home in today’s market. Even if they have a stable job and a solid plan, buying can still feel out of reach. But that’s where your equity could make all the difference.To give you an idea, the average homeowner with a mortgage has $311,000 worth of equity, according to Cotality (formerly...

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Housing Market Forecasts for the Second Half of 2025

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Forecasts, Infographics, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Some HighlightsAre you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate.Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

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Why Would I Move with a 3% Mortgage Rate?

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Mortgage Rates, Selling Tips, St. Augustine, St. Augustine Mortgage.

If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?”But when you ask that question, you may be putting your needs on the back burner without realizing it. Most people don’t move because of their mortgage rate. They move because they want or need to. So, let’s flip the script and ask this instead: What are the chances you’ll still be in your current house 5 years from now?Think about your life for a moment. Picture what the next few years will...

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