New Year, New Discoveries: Winter Adventures and Cozy Indoor Escapes in Old City

Written by St. Augustine Mortgage Syndicated User on January 16, 2026. Posted in Attractions & Sightseeing, City Blog, Cozy spots, Kid Friendly, Nights of Lights, St. Augustine, St. Augustine Mortgage, Things to Do, Tours, What to Do, Where to Eat, Where to Stay, Winter, winter activities.

Winter in St. Augustine isn’t about hibernating indoors or battling blizzards. While the rest of the country bundles up against bone-chilling winds, our cobblestone streets remain perfectly walkable under gentle sunshine and mild temperatures hovering in the comfortable 60s and 70s. This is the season when the Ancient City truly comes alive with twinkling lights, fewer crowds, and that magical quality of discovery that makes every corner feel like you’re the first person to find it. Whether you’re a snowbird escaping the cold or a local looking to rediscover your hometown, winter offers...

Fidelity Home Group | What You Need To Know about Down Payment Assistance Programs

Written by St. Augustine Mortgage Syndicated User on January 16, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Fidelity Home Group | What You Need To Know about Down Payment Assistance Programs. 31% of first-time buyers say saving for their down payment was the hardest part of the homebuying process. If that’s your biggest hurdle too, you should know down payment assistance programs could get you into a home sooner than you think. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-seller...

When mortgage rates drop!

Written by St. Augustine Mortgage Syndicated User on January 16, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Mortgage rates got us dancing! Discover how different loan programs can make your homebuying smoother and more fun. Whether it’s condos, VA loans, or fix & flip financing — there’s a rhythm to every mortgage solution. Tap the link for your next move! ? Link in profile #MortgageRates #HomeLoans #FloridaRealEstate #NonWarrantableCondos#FixAndFlip

Are Big Investors Really Buying Up All the Homes? Here’s the Truth.

Written by St. Augustine Mortgage Syndicated User on January 15, 2026. Posted in For Buyers, St. Augustine, St. Augustine Mortgage.

It’s hard to scroll online lately without seeing some version of this claim:“Big investors are buying up all the homes.”And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping everything up behind the scenes.But here’s the thing: what people assume is happening and what the data actually shows aren’t always the same.Let’s look at what’s really happening with large institutional investors in today’s housing market – because the numbers tell a...

Have Non-Warrantable Condo Questions?

Written by St. Augustine Mortgage Syndicated User on January 15, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

?? Condo buyers often worry about non-warrantable condo approval?. Here’s a real case: We closed a condo loan on a Florida resort condo in just 25 days. Quick closings can help you move in sooner and start enjoying your new home without delay. Explore our Condo Mortgage Programs tailored to fit your needs on Florida’s market. ? Link in profile #FloridaCondos #MortgageHelp #CondoLoans #HomeBuying #FidelityHomeGroup

The #1 Regret Sellers Have When They Don’t Use an Agent

Written by St. Augustine Mortgage Syndicated User on January 14, 2026. Posted in For Sale by Owner, For Sellers, Price It Right/Overpricing, Selling Tips, St. Augustine, St. Augustine Mortgage.

Want to know the #1 thing homeowners regret when they sell without an agent? It’s that they didn’t price their house correctly for their current market.According to the latest data from the National Association of Realtors (NAR), those sellers agree pricing their home effectively was the hardest part of the process.Top 5 Most Difficult Task for Sellers Who Didn’t Use an Agent:Getting the price rightPreparing or fixing up the houseSelling within the desired time frameHandling all the legal documentsFinding the time to manage all aspects of the saleAnd that makes sense. Pricing isn’t as...

Veteran Loans

Written by St. Augustine Mortgage Syndicated User on January 14, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

?? Are you a veteran in Orlando worried about the down payment? VA loans can offer you $0 down, lower monthly costs, and no mortgage insurance. In December 2025, we helped a local vet close their home loan with no down payment — all thanks to the VA program designed to serve those who served us. If you qualify, this is a powerful way to own your home without the usual barriers. Learn more about how a VA loan could work for you. ? Link in profile #VALoan #VeteranHomeowner #OrlandoHomes #FidelityHomeGroup #HomeLoans

Cynthia Garris, Commissioner

Written by St. Augustine Mortgage Syndicated User on January 13, 2026. Posted in St. Augustine, St. Augustine Mortgage.

Learn about Cynthia Garris, a St. Augustine City Commissioner whose career spans 23 years in local government, including 13 years with the City of St. Augustine. Discover her dedication to community empowerment, her historic achievement as the first City staff member and Black female to serve as Commissioner, and her extensive community involvement.

Pizza Week

Written by St. Augustine Mortgage Syndicated User on January 13, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Our community loves good vibes and great food! Today kicks off National Pizza Week, a perfect excuse to enjoy a cheesy slice and share some smiles. Let’s celebrate the simple joys that bring us together—one slice at a time! ??? #NationalPizzaWeek #PizzaLove #FoodieFun #SliceOfLife #GoodVibesOnly

Need funds before you sell?

Written by St. Augustine Mortgage Syndicated User on January 13, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Are you a Florida investor wondering how to finance your next property without waiting to sell your current one? ? Bridge loans can provide a quick, flexible solution that lets you act fast in competitive markets. • Access funds faster than traditional loans • Avoid the pressure of selling your old property immediately Learn more about Bridge Loans and how they can help your investment goals here: https://www.fidelityhomegroup.com/bridge-loans/ Got questions? Our team is just a message away. Ready to invest in Tampa, the Florida keys, Orlando, or another Florida city? ? Link in profile

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