You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

Written by St. Augustine Mortgage Syndicated User on March 25, 2026. Posted in Buying Tips, For Buyers, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information.So, what’s causing the bumps in rates? And what can you do about it? Let’s break it down.Mortgage Rate Volatility Is NormalData from Freddie Mac shows the recent volatility. After trending down for well over a year, there was a rise this month (see graph below): While it’s easy to be distracted by the changes, here’s what you need to...

Easter Weekend in St. Augustine: Your Complete Guide to Events, Egg Hunts, and Things to Do in 2026

Written by St. Augustine Mortgage Syndicated User on March 24, 2026. Posted in Holiday Events, St. Augustine, St. Augustine Mortgage.

Easter Sunday falls on April 5, 2026, but in St. Augustine, the celebrations begin well before Sunday morning and keep going long after brunch. America’s oldest city brings something genuinely unique to Easter weekend: a full week of community events rooted in Spanish colonial heritage, a parade that has run without interruption since 1956, egg hunts scattered across the county’s parks, oceanside sunrise services, and one of the most charming public costume contests you’ll find anywhere in Florida. Whether you’re spending the whole week or just the long weekend, this guide covers every...

Bollo de Pascua de Aviles – Traditional Recipe

Written by St. Augustine Mortgage Syndicated User on March 24, 2026. Posted in St. Augustine, St. Augustine Mortgage.

Discover the traditional Bollo de Pascua de Avilés, a rich Asturian Easter cake made with butter, eggs, and sugar, finished with a smooth glaze for a classic festive dessert.

Development Services

Written by St. Augustine Mortgage Syndicated User on March 24, 2026. Posted in St. Augustine, St. Augustine Mortgage.

Learn how to request utility availability for properties in St. Augustine, including water and sewer information and connection charges. Find details on renting hydrant meters for construction water and the process for utility connections for commercial, institutional, and subdivision projects within the city’s service area.

The Remodel You’ve Been Dreaming About May Be Closer Than You Think

Written by St. Augustine Mortgage Syndicated User on March 23, 2026. Posted in Equity, For Sellers, St. Augustine, St. Augustine Mortgage.

That kitchen you’ve been mentally redesigning…The bathroom that really needs a refresh…Or the outdoor space you keep saying you’ll get to someday…What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that.Homeowners are expected to spend over $522 billion on home improvements by the end of 2026 – and they’re not draining their savings accounts to get it done. Many are using their home equity.And if you’ve owned your home for 10+ years, there’s a chance you could use your equity to fund some home upgrades...

Start of Spring!

Written by St. Augustine Mortgage Syndicated User on March 23, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Spring has officially sprung! ?? It’s a wonderful time to welcome new opportunities and fresh beginnings. Let’s embrace the season of growth and renewal together. Here’s to a vibrant and joyful spring! #SpringEquinox #HelloSpring #NewBeginnings #GrowthMindset #SeasonOfChange

Fidelity Home Group | Affordability Is at a 4-Year High

Written by St. Augustine Mortgage Syndicated User on March 22, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Fidelity Home Group | Affordability Is at a 4-Year High Home affordability is the best it’s been in 4 years. And that’s making a difference for buyers. Have you re-run the math yet to see how this changes your numbers? NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips https://mortgagetech.ice.com/publicdocs/mortgage/imt-february-2026-mortgage-monitor-report-hA19743GeA.pdf

Florida DSCR Loans

Written by St. Augustine Mortgage Syndicated User on March 21, 2026. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

? Thinking about buying a home in Orlando? DSCR mortgage programs can help you qualify without complicated income checks. – Florida’s housing market now favors buyers using flexible loan options. – FHA and VA loans have become more accessible with fewer bidding wars. For example, 34% of Orlando buyers last year chose FHA or VA financing. Check if you qualify today: https://www.fidelityhomegroup.com/dscr-mortgage/ #FloridaRealEstate #DSCRLoans #HomeBuyingTips #FHAloans #VAloans

Affordability Has Improved in All 50 States

Written by St. Augustine Mortgage Syndicated User on March 19, 2026. Posted in Affordability, First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Maybe it stopped you, too.At some point you probably did the math, looked at the monthly payment, and decided to pause your search and wait for things to get better. But here’s something you may have missed while you’ve been sitting on the sidelines.Over the last year, housing affordability has improved in all 50 states. Yes, you read that right. It’s gotten better in every single state.That’s based on new research coming out of First American. And while housing is still fairly expensive compared...

3 Must-Do’s for First-Time Home Buyers

Written by St. Augustine Mortgage Syndicated User on March 18, 2026. Posted in Agent Value, Buying Tips, First-Time Buyers, St. Augustine, St. Augustine Mortgage.

Buying your first home is exciting, but it can also be a little nerve-wrecking because it’s something you’ve never done before. And trying to think of everything you need to do can feel like a lot. But here’s the key.You don’t have to figure everything out on your own. And you don’t have to do it all at once. Just tackle it one thing at a time.Here’s a simple list of 3 main things you should focus on to help you get started.1. Assemble Your Team: Don’t Do This AloneBuying a home is a team sport. And having the right professionals by your side can make a world of difference. Here’s who you...

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