Available 7 Days/Week       MON - FRI  8am - 7pm       SAT - SUN  10am – 6pm
Call us (904) 650-2900
Apply Now

Tag: #staugustinemortgagecompany

Helpful Negotiation Tactics for Today’s Housing Market

Written by St. Augustine Mortgage Syndicated User on . Posted in Agent Value, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate.Whether you’re looking to buy or sell a house, here’s a quick rundown of potential negotiations that may pop up during your transaction. That way, you’re prepared no matter which side of the deal you’re on.What Can You Negotiate?Most things in a home purchase are on the negotiation table. Here’s a...

Continue reading

What Every Homeowner Should Know About Their Equity

Written by St. Augustine Mortgage Syndicated User on . Posted in Equity, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Curious about selling your home? Understanding how much equity you have is the first step to unlocking what you can afford when you move. And since home prices rose so much over the past few years, most people have much more equity than they may realize.Here’s a deeper look at what you need to know if you’re ready to cash in on your investment and put your equity toward your next home.Home Equity: What Is It and How Much Do You Have?Home equity is the difference between how much your house is worth and how much you still owe on your mortgage. For example, if your house is worth $400,000 and...

Continue reading

3 Reasons Why We’re Not Headed for a Housing Crash

Written by St. Augustine Mortgage Syndicated User on . Posted in Foreclosures, Infographics, Inventory, St. Augustine, St. Augustine Mortgage.

Some HighlightsBack in 2008, there was an oversupply of homes for sale. Today, there’s an undersupply. The three main sources of inventory show this isn’t like the last time.Existing homes, new homes, and foreclosures are all way below the levels we saw during the housing crash.Inventory data shows there just aren’t enough homes available to have a repeat of what happened back in 2008. 

Continue reading

Why the Sandwich Generation Is Buying Multi-Generational Homes

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

Are you a part of the Sandwich Generation? According to Realtor.com, that’s a name for the roughly one in six Americans who take care of their children and their parents or grandparents at the same time.If that sounds familiar to you, juggling all the responsibilities involved certainly must have its challenges. But it turns out there’s one pretty significant benefit: it can actually make it a bit easier for you to buy a home.How Can It Help You Buy a Home?Realtor.com asked members of the Sandwich Generation if they agree or disagree that taking care of children and parents at the same time...

Continue reading

Spend Your Time in St. Augustine During the Coke Zero Sugar 400 Race

Written by St. Augustine Mortgage Syndicated User on . Posted in City Blog, St. Augustine, St. Augustine Mortgage, What to Do, Where to Eat, Where to Stay.

As the summer heat reaches its peak, racing fans are gearing up for one of the most thrilling events of the year – the Coke Zero Sugar 400 Race at Daytona International Speedway. Taking place on August 24th, 2024, this event is a must-see for NASCAR enthusiasts. But why stop at just the race? Turn your trip into an unforgettable vacation by staying in the historic and charming city of St. Augustine, just a short drive from Daytona. The Coke Zero Sugar 400 Race: A Brief Overview The Coke Zero Sugar 400 Race is a staple in the NASCAR Cup Series, attracting fans from all over the country. Held...

Continue reading

Should You Rent Out or Sell Your House?

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Rent vs. Buy, Selling Tips, St. Augustine, St. Augustine Mortgage.

Figuring out what to do with your house when you’re ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term wealth?It’s a question many homeowners face, and the answer isn’t always straightforward. Whether you’re curious about the potential income from renting or worried about the responsibilities of being a landlord, there’s a lot to consider.Let’s walk through some key questions to ask to help you make the best decision for your situation.Is Your House a Good Fit for Renting?Even...

Continue reading

The Biggest Mistakes Sellers Are Making Right Now

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

The housing market is going through a transition. Higher mortgage rates are causing more moderate buyer activity at the same time the supply of homes for sale is growing.And if you aren’t working with an agent, you may not realize that. Here’s the downside. If you’re not informed, you can’t adjust your strategy or expectations to today’s market. And that can lead to a number of costly mistakes.Here’s a look at some of the most common ones – and how an agent will help you avoid them when you sell. 1. Overpricing Your HouseMany sellers set their asking price too high and that’s why there’s an...

Continue reading