Buyers Have More Negotiation Power – Here’s How To Use It

Written by St. Augustine Mortgage Syndicated User on March 27, 2025. Posted in Agent Value, Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you.You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your purchase – if you know what levers to pull during negotiation.Why an Agent Is an Essential Part of the Negotiation ProcessThe complicated part is knowing what is and isn’t on the table. That’s where...

Why Pre-Approval Is More Important Than Ever This Spring

Written by St. Augustine Mortgage Syndicated User on March 26, 2025. Posted in Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage.Some buyers think they can wait until they’ve found a home they love before talking to a lender. But in a season where homes can sell fast, that’s a risky move. Getting pre-approved before you start your search is a much better bet.Here’s what you need to know about this early step in the buying process.What Is...

The Best Week To List Your House Is Almost Here – Are You Ready?

Written by St. Augustine Mortgage Syndicated User on March 25, 2025. Posted in Agent Value, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

If selling your house is on your to-do list this year, the time to start prepping is now. That’s because experts say the best week to list your house is coming up fast.A recent Realtor.com study analyzed years of housing market trends (excluding 2020 since it was an outlier) and found that April 13–19 is expected to be the ideal window to put your house on the market this year:“. . . we’ve identified April 13-19 as the best week to list for sellers . . . a seller listing a well-priced, move-in ready home is likely to find success. Because spring is generally the high season for real estate...

Elevation Certificates

Written by St. Augustine Mortgage Syndicated User on March 25, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Find the elevation certificate for your property

Elevation Certificates

Written by St. Augustine Mortgage Syndicated User on March 25, 2025. Posted in St. Augustine, St. Augustine Mortgage.

4 Things To Expect from the Spring Housing Market

Written by St. Augustine Mortgage Syndicated User on March 24, 2025. Posted in For Buyers, For Sellers, Home Prices, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move.1. There Are More Homes for SaleAfter a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from Realtor.com, active listings are up 27.5% compared to this time last year. Look at the graph below and follow the green line for 2025. You can see, even though inventory levels still haven’t returned...

Must-See Museums in St. Augustine: A Guide to the City’s Best Cultural Stops

Written by St. Augustine Mortgage Syndicated User on March 22, 2025. Posted in Art, Culture & Music, Attractions & Sightseeing, City Blog, History & Heritage, St. Augustine, St. Augustine Mortgage, Things to Do, What to Do.

The Radzinski Garden at Lightner Museum St. Augustine isn’t just the oldest city in the U.S.—it’s a place where history feels alive. Every corner has a story, from pirate legends to Gilded Age grandeur, and the best way to experience it all is by visiting the city’s incredible museums. Whether you’re into shipwrecks, ghost stories, colonial medicine (some of it pretty gruesome), or just love stepping inside beautifully preserved historic buildings, St. Augustine has a museum for you. The best part? These museums aren’t just about looking at artifacts behind glass. You can climb a...

The Ultimate Beach Lover’s Guide to St. Augustine, Florida

Written by St. Augustine Mortgage Syndicated User on March 22, 2025. Posted in Beaches, City Blog, Family Friendly, Sports & Recreation, St. Augustine, St. Augustine Mortgage, Summer, Things to Do, What to Do.

If you’re a beach lover looking for the perfect coastal getaway, St. Augustine, Florida should be at the top of your list. As the oldest city in the U.S., this charming destination offers not only rich history and stunning architecture but also some of the most beautiful and diverse beaches on the East Coast. Whether you’re in search of a lively beach with activities, a quiet escape surrounded by nature, or a pet-friendly shore for your four-legged friend, St. Augustine has a beach to match every traveler’s vibe. Bonus Tip: St. Johns County provides Beach Accessible Wheelchairs at several...

Your Roadmap to Homeownership

Written by St. Augustine Mortgage Syndicated User on March 21, 2025. Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Infographics, St. Augustine, St. Augustine Mortgage.

Some HighlightsBuying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ?From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Connect with an agent so you have help every step along the way.?

How Buying or Selling a Home Helps Your Local Economy

Written by St. Augustine Mortgage Syndicated User on March 20, 2025. Posted in For Buyers, For Sellers, St. Augustine, St. Augustine Mortgage.

Whether you’re buying or selling a house, here’s something to think about that most people don’t. Your decision doesn’t just impact your life and your family’s, it sparks a ripple effect that has a positive impact on your entire community.Every year, the National Association of Realtors (NAR) puts out a report that breaks down the financial impact that comes from people buying and selling homes. The data shows that if you buy an existing (previously lived-in) home, you’re giving the local economy a boost of just over $60K. And if you buy a newly built home, that number goes up to over...

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