Fidelity Home Group | 1 in 5 Sellers Are Cutting Prices Right Now

Written by St. Augustine Mortgage Syndicated User on November 9, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

1 in 5 Sellers Are Cutting Prices Right Now That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

What a Government Shutdown Really Means for the Housing Market

Written by St. Augustine Mortgage Syndicated User on November 6, 2025. Posted in Buying Tips, Economy, For Buyers, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?The short answer? No.The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little, but overall, the market continues to function.Here’s What Typically Happens Whenever the government shuts down, some federal agencies temporarily close or scale back their...

Fidelity Home Group | Do You Know the Minimum Down Payment for a Conventional Home Loan?

Written by St. Augustine Mortgage Syndicated User on November 6, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Do You Know the Minimum Down Payment for a Conventional Home Loan? Only 8 out of 100 people know the minimum down payment required for a conventional home loan. Most overestimate what’s really needed. If you want more information about what’s actually required, talk to a trusted lender. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #DownPayment Data Sources: https://www.firsthomeiq.com/2025report

Why Your Home Equity Still Puts You Way Ahead

Written by St. Augustine Mortgage Syndicated User on November 5, 2025. Posted in Equity, For Sellers, Home Prices, St. Augustine, St. Augustine Mortgage.

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.The Relationship Between Home Prices and EquityHome equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here’s how that’s played out lately.After the record-setting home price surge of 2020 and 2021, a little cooling was...

St. Augustine Veterans Day Events 2025

Written by St. Augustine Mortgage Syndicated User on November 5, 2025. Posted in American Pride, Celebration, Ceremony, City Blog, Community, Fall, Family Friendly, History & Heritage, Holiday Events, Kid Friendly, Special Events, St. Augustine, St. Augustine Mortgage, Veterans Day.

In a city where every cobblestone has a story, Veterans Day in St. Augustine feels especially meaningful. The morning light hits the ramparts of Castillo de San Marcos, flags ripple along the Bridge of Lions, and neighbors gather with pride to honor those who have served. It’s not a day of grand parades but of genuine moments: handshakes, shared memories, and the warmth of a small town saying thank you. This year, take the time to celebrate those who answered the call. Honor those who continue to share their stories with reserved strength. From heartfelt tributes at Anastasia Baptist...

NOL Residential Parking Permit

Written by St. Augustine Mortgage Syndicated User on November 4, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Information for St. Augustine residents in the Flagler Model Land and SAUNA areas to obtain a Nights of Lights Residential Parking Permit. Find application requirements (including proof of residency), deadlines (Nov 15, 2025 – Jan 11, 2026), where to pick up your hang tags, and details on the $100 parking fine for non-compliance.

How To Make Sure Your Sale Crosses the Finish Line

Written by St. Augustine Mortgage Syndicated User on November 3, 2025. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

If there was one simple step that could help make your home sale a seamless process, wouldn’t you want to know about it?There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s what a lot of sellers may not know.There’s one part of the process where some homeowners are hitting a road bump that’s causing buyers to back out these days. But don’t worry. The majority of these snags are completely avoidable, especially when you understand what’s causing them and how to be...

Fidelity Home Group | Home Sales Are Expected To Rise Next Year

Written by St. Augustine Mortgage Syndicated User on November 1, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Home Sales Are Expected To Rise Next Year Home sales are expected to pick up next year. If you want to be ready to move when the market picks up, let’s build your plan now. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.fanniemae.com/media/56091/display https://img03.en25.com/Web/MortgageBankersAssociation/%7B5e377e4c-a183-4a98-8aac-2cf11b64651d%7D_Mortgage_Finance_Forecast_Aug_2025.pdf...

Nights of Lights Entertainers & Music Schedule

Written by St. Augustine Mortgage Syndicated User on October 31, 2025. Posted in Art, Culture & Music, Holiday Events, Nights of Lights, St. Augustine, St. Augustine Mortgage.

Experience the Magic of the Holidays with the Nights of Lights Musical Performances! Get ready to be swept into the holiday spirit with the enchanting Nights of Lights Musical Performances 2025, proudly sponsored by Old Town Trolleys! Whether you’re waiting for the trolley or just passing by, these captivating performances are the perfect way to add a touch of festive cheer to your evening. Immerse yourself in the sounds of the season and let the melodies create magical memories for you and your loved ones. When & Where: Catch the performances on select nights from 6:00 PM to 8:00 PM...

Thought the Market Passed You By? Think Again.

Written by St. Augustine Mortgage Syndicated User on October 30, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Inventory, St. Augustine, St. Augustine Mortgage.

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options.Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say.Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally starting...

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