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Tag: #staugustinemortgagebroker

Orlando homeowners: Struggling to prove income for a mortgage?

Struggling with traditional income proof for your mortgage? Discover how using bank statements alone can help you get approved! At Fidelity Home Group, we tailor solutions for Florida homebuyers and investors. Start with our home purchase qualifier or get a no-obligation rate quote — no personal info needed. #DSCRMortgage #OrlandoHomes #MortgageTips #HomeLoanHelp #FidelityHomeGroup

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One Key Sign We’re Not Headed for a Wave of Foreclosures

Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there.The simple truth is foreclosure filings are rising. But they’re nowhere near crisis levels. And that’s not where they’re headed either. Here’s why.Take a look at serious delinquencies – loans where the homeowner is more than 90 days late on their mortgage payments.While those have increased slightly, data from the New York Fed shows...

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If Your House Isn’t Getting Offers, Read This.

Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it’s also not the end of the road. Homes are selling every day, so you can turn this around. You just need to take another look at your approach.If you’re feeling this pain, know this: an online search engine isn’t where you should go for your answers. It’s much better to talk to your agent. Because a search engine doesn’t know your market or your house. But your agent does.While a quick search or...

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Women’s History Month: Trailblazing Women of Old City

  Aerial view of Flagler College campus Every March, Women’s History Month invites us to pause, look beyond the familiar faces in history books, and ask a more honest question: who else was here and made this possible? St. Augustine, Florida, one of the oldest and most historically significant sites in America, offers some extraordinary answers to that question. The city’s cobblestone streets, centuries-old fortresses, and storied neighborhoods have been witness to more than 450 years’ worth of conquest, emancipation, and transformation. Woven throughout every chapter of that story are...

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St. Patrick’s Day: Irish Heritage and Historic Pubs

  St. Augustine St Patrick’s Day Parade Irish Heritage and St. Patrick’s Day in St. Augustine  Over a century before St. Patrick’s Day celebrations were being held anywhere else in America, St. Augustine held a St. Patrick’s Day parade, a practice that has since returned as an annual tradition. While today’s celebration may look different from the Old City’s first honoring of the holiday, the desire to honor and highlight Irish and Celtic influence on St. Augustine remains strong. From the long list of historic pubs to the annual parade, St. Patrick’s Day in St. Augustine offers an...

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When shopping for a mortgage feels like an emotional rollercoaster.

Shopping for mortgage rates got you overwhelmed? Discover mortgage solutions even without traditional paperwork. Unlock your buying power with personalized programs and expert help. Start your journey today! ? Link in profile #HomeBuyers #MortgageTips #RealEstate #HomeLoans #DreamHome

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Fidelity Home Group | Reasons To Fall in Love with Homeownership

Fidelity Home Group | Reasons To Fall in Love with Homeownership Torn between renting for another year or finally buying a home? Having your own place gives you more stability, more freedom, and more chances to grow your wealth – and that’s easy to fall in love with. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://finhabits.com/what-are-the-advantages-of-owning-a-house-instead-of-renting/

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Should You Wait for Lower Rates?

Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.A lot of buyers are treating the 5s like some kind of magic number. As if moving from 6.1% to 5.99% suddenly changes everything. And from a mindset perspective, it does feel different.But here’s the part most people don’t actually run the math on.The Payment Difference Isn’t What You ThinkLet’s say you’re looking at a $500,000 home loan. At 6.1%, generally speaking, your...

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