Strategic Planning

Written by St. Augustine Mortgage Syndicated User on August 20, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Explore the City of St. Augustine’s strategic planning process, which integrates vision, mission, and core values to drive budget and performance. Access current and historical strategic plans, budget books, and capital improvement plans.

More Contracts Are Falling Through. Here’s How To Get Ahead.

Written by St. Augustine Mortgage Syndicated User on August 18, 2025. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

When you sell a house, the last thing you want is for the deal to fall apart right before closing. But according to the latest data from Redfin, that’s happening a bit more often lately. The good news is, it’s completely avoidable if you lean on an agent for insight into why that is and how to avoid it happening to you.This June, 15% of pending home sales fell through. That means those buyers backed out of their contracts. That’s not too much higher than the norm of roughly 12% from 2017-2019, but it’s still an increase. And it’s one you don’t want to have to deal with. The key to avoiding...

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

Written by St. Augustine Mortgage Syndicated User on August 14, 2025. Posted in For Buyers, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%).While that may not sound like a big deal, pretty much every buyer has been waiting for rates to fall. And even a seemingly small drop like this reignites the hope we’re finally going to see rates trending down. But what’s realistic to expect?According to the latest forecasts, rates aren’t expected to fall dramatically...

Are These Myths About Buying a Newly Built Home Holding You Back?

Written by St. Augustine Mortgage Syndicated User on August 13, 2025. Posted in Affordability, Agent Value, For Buyers, New Construction, St. Augustine, St. Augustine Mortgage.

If you’ve been skipping over newly built homes in your search, you might be doing so based on outdated assumptions. Let’s clear up a few of the most common myths, so you don’t miss out on a solid opportunity.Myth 1: New Homes Are More ExpensiveIt’s easy to assume a new build will cost more than an existing home, but that’s not necessarily true, especially right now.Data from Census and the National Association of Realtors (NAR) shows the median price of a newly built home today is actually lower than a home that’s been lived in already (an existing home):So, why’s this happening? As Heather...

What You Need To Know About Concessions

Written by St. Augustine Mortgage Syndicated User on August 12, 2025. Posted in For Sellers, Infographics, Selling Tips, St. Augustine, St. Augustine Mortgage.

Some HighlightsNow that there are more homes for sale, buyers have more options. And sellers need to be more flexible to close the deal.That’s why almost half of homeowners are making some type of concession. This can include covering closing costs, paying for repairs, or dropping the price.Not sure which concessions to offer? Connect with a local agent so you know what’s working for sellers in your market.

Online Home-Buying Search Terms Recently Hit 2-Year High

Written by St. Augustine Mortgage Syndicated User on August 11, 2025. Posted in For Sellers, St. Augustine, St. Augustine Mortgage.

Believe it or not, there are clear signs buyer interest is heating up again.Let’s talk about what’s really going on behind the scenes, and why the housing market might not be as quiet out there as it seems. Buyers Are Looking, and Search Trends Prove ItOne of the clearest ways to measure what people are thinking about is to look at what they’re searching for online. And according to Google Trends, searches for phrases like “home for sale” have been climbing steadily this year.The graph below shows an index of two common homebuyer search phrases and how popular they were on Google over the...

Set Sail in St. Augustine: Boating Adventures & Eco Tours

Written by St. Augustine Mortgage Syndicated User on August 9, 2025. Posted in Adventure Tours St. Augustine, Attractions & Sightseeing, Boating in St. Augustine, City Blog, Dolphin Tours St. Augustine, Family Friendly, Family-Friendly Activities St. Augustine, Parasailing in St. Augustine, Sports & Recreation, Spring Activities, St. Augustine, St. Augustine Eco Tours, St. Augustine Mortgage, St. Augustine Outdoor Activities, St. Augustine Vacation Ideas, Summer, Things to Do, Things to do on the Water, Water Sports, Water Sports St. Augustine, What to Do.

Boating in St. Augustine is one of the best ways to experience what the area has to offer, from scenic views and wildlife to fun and educational activities on the water. Whether you’re looking for a laid-back river cruise, an eco tour with a local naturalist, or a adrenaline-rushing parasailing trip, St. Augustine has options for all ages and interests. With easy access to the Intracoastal Waterway, the Matanzas River, and the Atlantic Ocean, this historic coastal city is a hub for outdoor enthusiasts and ocean lovers alike. If you’re planning a visit (or you’re a local searching for...

City Crest

Written by St. Augustine Mortgage Syndicated User on August 8, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Discover the rich history and symbolism behind the City of St. Augustine’s official crest, an enduring symbol for over 300 years. Learn about its Spanish origins, the meaning of its various elements including the Fleur-de-Lis, Golden Castle, and Purple Lion, and the regulations for its use.

Municipal Code

Written by St. Augustine Mortgage Syndicated User on August 8, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Read the Code of Ordinances for the City of St. Augustine.

Parks

Written by St. Augustine Mortgage Syndicated User on August 8, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Discover St. Augustine’s welcoming parks—each with its own charm, from playgrounds and picnic areas to scenic riverside views. All parks are open to the public on a first-come, first-served basis, with regular maintenance by city and county staff. Explore diverse spaces like Davenport Park’s enclosed playground, the nature trails of Hamilton Upchurch, Project SWING’s community-built fun, and the tranquil beauty of Freedom Park and Nelmar Terrace.

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