Why Selling Without an Agent Can Cost You More Than You Think

Written by St. Augustine Mortgage Syndicated User on August 7, 2025. Posted in Agent Value, For Sale by Owner, For Sellers, Inventory, Selling Tips, St. Augustine, St. Augustine Mortgage.

Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth.Last year, homes that sold with an agent went for almost 15% more than those that sold without one.That gap is pretty hard to ignore. And with more homes on the market to compete with right now, selling on your own is a mistake that’s going to cost you.This Isn’t the Market for DIY SellingA few years ago, you might’ve gotten away with a “For Sale By Owner” (FSBO) sign in your yard, navigating the process on your own. That’s because homes were flying off the market and buyers were...

A Second Home Might Be the Missing Piece in Your Retirement Plan

Written by St. Augustine Mortgage Syndicated User on August 6, 2025. Posted in For Buyers, St. Augustine, St. Augustine Mortgage.

Are you wondering if you’re on track to retire someday?According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why many people are exploring new ways to build stability and long-term income.And that’s where real estate comes in.Why Real Estate? Here’s What It Can Do for YouIf you’re able to make the numbers work, buying a second home can be a powerful tool for your future retirement. It could help you:Build wealth over time: As home prices rise through the years, your second home...

3 Advantages of Buying a Newly Built Home Today

Written by St. Augustine Mortgage Syndicated User on August 5, 2025. Posted in Affordability, Buying Tips, For Buyers, Infographics, Mortgage Rates, New Construction, St. Augustine, St. Augustine Mortgage.

Some HighlightsPrices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes.There are more available. Builders are more flexible on prices right now. And people who buy new homes tend to get lower rates in this market thanks to the incentives builders can offer.Connect with an agent if you want to see the new builds available in and around your area.

Alert St. Johns

Written by St. Augustine Mortgage Syndicated User on August 5, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Links to Alert St Johns website where you can sign up for the St Johns County Emergency Notification System. ou will receive time-sensitive messages wherever you specify, such as your home, mobile or business phones, email or as text messages.

Request

Written by St. Augustine Mortgage Syndicated User on August 5, 2025. Posted in St. Augustine, St. Augustine Mortgage.

This page is a central hub for residents and businesses to access and submit various requests to the City of St. Augustine. From business registration and bidding on contracts to reserving a spot at the Marina and requesting public records, this portal simplifies interactions with city government.

Public Records from St. Augustine Police Department

Written by St. Augustine Mortgage Syndicated User on August 5, 2025. Posted in St. Augustine, St. Augustine Mortgage.

This public records portal allows you to easily submit a new request information held by the St. Augustine Police Department.

The Truth About Down Payments (It’s Not What You Think)

Written by St. Augustine Mortgage Syndicated User on August 4, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Rent vs. Buy, St. Augustine, St. Augustine Mortgage.

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in.“I’ll never save enough.”“I need a small fortune just to get started.”“I guess I’ll just rent forever.”Sound familiar? You’re not alone. And you’re definitely not out of luck.Here’s the thing: a lot of what you’ve heard about down payments just isn’t true. And once you know the facts, you might realize you’re a lot closer to owning a home than you think.Let’s break it all down and bust some big down payment myths while we’re at it.Myth 1: “I need to come up with a big down...

Residential Composting Program

Written by St. Augustine Mortgage Syndicated User on August 2, 2025. Posted in St. Augustine, St. Augustine Mortgage.

St. Augustine residents can create nutrient-rich compost at home through our pilot Residential Composting Program. Eligible single-family homes within city limits can apply for a free 43-gallon, dual-chamber tumbling compost bin to divert food and yard waste. Learn about eligibility, application process, and program details.

Mission & Vision

Written by St. Augustine Mortgage Syndicated User on August 2, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Read the mission and vision statements of the St. Augustine Police Department. Learn how the department is dedicated to enforcing laws, promoting a positive quality of life, and uniting with the public to strive for justice and the welfare of all citizens.

The 3 Things You Risk by Pricing Too High

Written by St. Augustine Mortgage Syndicated User on July 31, 2025. Posted in Agent Value, For Sellers, Home Prices, Selling Tips, St. Augustine, St. Augustine Mortgage.

When selling your house, the price you choose isn’t just a number, it’s a strategy. And in today’s market, that strategy needs to be sharp.The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is out there, they’ll scroll right past it and go on to the next one.Pricing right from the start is your best move – and a great agent can help make sure you do.Overpricing Comes at a CostAnd more sellers are finding that out the hard way. They list their house based on how things were a year ago...

Tag: #staugustinemortgagecompany