Should You Sell Your House or Rent It Out?

Written by St. Augustine Mortgage Syndicated User on November 14, 2024. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

When you’re ready to move, figuring out what to do with your house is a big decision. And today, more homeowners are considering renting their home instead of selling it. Recent data from Zillow shows about two-thirds (66%) of sellers thought about renting their home before listing, with nearly a third (28%) taking that possibility seriously. Compared to 2021, when fewer than half (47%) of homeowners considered renting before selling, it’s clear this trend is on the rise.So, should you sell your house and use the money toward your next home or keep it as a rental to build long-term...

Nights of Lights Tours

Written by St. Augustine Mortgage Syndicated User on November 14, 2024. Posted in Attractions & Sightseeing, City Blog, Community, Family Friendly, Holiday Events, Night Life, Special Events, St. Augustine, St. Augustine Mortgage, Things to Do, What to Do.

Nights of Lights tours in St. Augustine are one of the most popular activities during the holidays among families, friend groups as well as couples. In fact, exploring the dazzling light display on a tour is a wonderful way to relax and unwind after a busy day of visiting attractions and historical sites. Grab a hot chocolate and a light jacket! St. Augustine Nights of Lights is a sight you won’t want to miss. … from air, land, and sea. From hundreds of feet above sea level – with nothing but a starry night to distract you – a Nights of Lights tour from a helicopter certainly gives you...

More Homes, Slower Price Growth – What It Means for You as a Buyer

Written by St. Augustine Mortgage Syndicated User on November 13, 2024. Posted in For Buyers, Home Prices, Inventory, St. Augustine, St. Augustine Mortgage.

There are more homes on the market right now than there have been in years – and that could be a game changer for you if you’re ready to buy. Let’s look at two reasons why.You Have More Options To Choose FromAn article from Realtor.com helps explain just how much the number of homes for sale has gone up this year:“There were 29.2% more homes actively for sale on a typical day in October compared with the same time in 2023, marking the twelfth consecutive month of annual inventory growth and the highest count since December 2019.”And while the number of homes on the market still isn’t quite...

What’s Motivating Homeowners To Move Right Now

Written by St. Augustine Mortgage Syndicated User on November 12, 2024. Posted in For Sellers, Mortgage Rates, Selling Tips, St. Augustine, St. Augustine Mortgage.

Over the past few years, some homeowners have decided to delay their move because they don’t want to sell and take on a higher mortgage rate on their next home. Maybe you’re thinking the same thing. And honestly, that’s no surprise. It’s a very common roadblock and is one of the biggest factors that’s kept the number of homes on the market so low for so long. But a growing number of homeowners are deciding they just can’t wait any longer. Often, it’s because of personal or lifestyle change. As Redfin explains:“Some homeowners are opting to bite the bullet and give up their low rate in order...

Where to Stay During St. Augustine’s Nights of Lights

Written by St. Augustine Mortgage Syndicated User on November 12, 2024. Posted in City Blog, Nights of Lights, St. Augustine, St. Augustine Mortgage, Where to Stay.

There’s no place quite like St. Augustine during the holiday season, when the historic city glows with the warmth of millions of sparkling lights. From November to January, the annual Nights of Lights transforms St. Augustine into a dazzling winter wonderland, with every corner of the city decked out in brilliant holiday décor. Whether you’re planning a romantic getaway, a family vacation, or a festive friends’ trip, finding the perfect place to stay will make your experience even more magical. This guide explores the best accommodations in St. Augustine to suit every travel style, from...

The Majority of Veterans Are Unaware of a Key VA Loan Benefit

Written by St. Augustine Mortgage Syndicated User on November 11, 2024. Posted in Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to Veterans United, only 3 in 10 Veterans realize they may be able to buy a home without needing a down payment (see visual below):That’s why it’s so important for Veterans – and anyone who cares about a Veteran – to be aware of this valuable program. Knowing about the resources available can make the path to homeownership easier and keep life-changing plans from being put on hold. As Veterans United explains:“The ability to buy with 0% down is the signature...

Exploring St. Augustine: Attractions & Tours with Military Discounts

Written by St. Augustine Mortgage Syndicated User on November 9, 2024. Posted in Attractions & Sightseeing, City Blog, St. Augustine, St. Augustine Mortgage, Things to Do, What to Do.

St. Augustine, known as the nation’s oldest city, is rich in history, culture, and natural beauty. It’s a popular destination for tourists looking to experience centuries-old landmarks and scenic views. For military service members and veterans, many attractions and tours offer discounts as a way to show appreciation for their service. Here’s a guide to some of the top attractions and tours in St. Augustine that offer military discounts: Attractions Castillo de San Marcos National Monument Built by the Spanish in 1672 to protect the city from foreign invasions, the Castillo de San Marcos...

2024 Veterans Day Events & Parking

Written by St. Augustine Mortgage Syndicated User on November 9, 2024. Posted in City Blog, Holiday Events, Special Events, St. Augustine, St. Augustine Mortgage, Things to Do, What to Do.

Interested in spending some time in St. Augustine for Veterans Day? Here are some of the events we have going on this weekend to honor our active-duty military and veterans: Veterans Day Weekend Seafood Boil Fundraiser Join Ancient City Brewing for a delicious Seafood Boil Fundraiser on Saturday, November 9, from 5:00 PM to 7:00 PM. This event, priced at $40 per ticket, aims to support the training and placement of service dogs with local veterans. The ticket includes a generous seafood boil, making it a great evening for a good meal and an even better cause. Veterans Day Weekend Event ...

Why You Need an Agent To Set the Right Asking Price

Written by St. Augustine Mortgage Syndicated User on November 8, 2024. Posted in For Sellers, Home Prices, Infographics, Selling Tips, St. Augustine, St. Augustine Mortgage.

Some HighlightsThe #1 task sellers struggle with is setting the right asking price for their house.Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling.

Renting vs. Buying: The Net Worth Gap You Need To See

Written by St. Augustine Mortgage Syndicated User on November 7, 2024. Posted in For Buyers, Rent vs. Buy, St. Augustine, St. Augustine Mortgage.

Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth.Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Finances (SCF). It shows how much wealth homeowners and renters have – and the difference is significant.On average, a homeowner’s net worth is nearly 40 times higher than a renter’s. Check out the graph below to see the difference for yourself:Why Homeowner Wealth Is So HighIn the previous version of that report, the average homeowner’s net worth was...

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