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Tag: #staugustinecondomortgagerates

Why 50% of Homes Are Selling for Under Asking and How To Avoid It

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, Home Prices, Selling Tips, St. Augustine, St. Augustine Mortgage.

If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset. That frenzied seller’s market is behind us. And here are the numbers to prove it. From Frenzy to “Normal”Right now, about 50% of homes on the market are selling for less than their asking price, according to the latest data from Cotality.But that isn’t necessarily bad news, even if it feels like it. Here’s why. The wild run-up over the last few years was never going to be sustainable. The housing market needed a reset, and data shows that’s exactly what’s happening right now.The...

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Builder Incentives Reach 5-Year High

Written by St. Augustine Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Move-Up, New Construction, St. Augustine, St. Augustine Mortgage.

Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price. Maybe the layout feels off. Maybe it still needs some updating. Or maybe it’s just more of the same.That’s why more buyers are turning to new construction – and finding some of the best deals available today.Why? Today, many builders have more homes that are finished and sitting on the market than normal. And that means they’re motivated to sell. They’re running a business, and they don’t want to sit on their inventory. They want to sell it before they build more...

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What Mortgage Delinquencies Tell Us About the Future of Foreclosures

Written by St. Augustine Mortgage Syndicated User on . Posted in Economy, For Buyers, For Sellers, Foreclosures, St. Augustine, St. Augustine Mortgage.

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous that we’re headed for another crash, here’s what you should know. According to ATTOM, during the housing crash, over nine million people went through some sort of distressed sale (2007-2011). Last year, there were just over 300,000.So, even with the increase lately, we’re talking about numbers that are dramatically lower. But what does the future hold? Is a wave coming? The short answer is, no.Here’s why. Experts in the industry look at mortgage delinquencies (loans that are more than 30 days past...

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Thinking About Renting Your House Instead of Selling? Read This First.

Written by St. Augustine Mortgage Syndicated User on . Posted in For Sellers, St. Augustine, St. Augustine Mortgage.

If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? And for a growing number of homeowners, that’s turning into a new dilemma: should I just rent it instead?There’s a term for this in the industry, and it’s called an accidental landlord. Here’s how Yahoo Finance defines it:“These ‘accidental landlords’ are homeowners who tried to sell but couldn’t fetch the price they wanted — and instead have decided to rent out their homes until conditions improve.”Why This Is Happening More Often Right NowAnd...

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Halloween in St. Augustine: Ghost Tours, Pumpkin Patches & Spooky Fun

Written by St. Augustine Mortgage Syndicated User on . Posted in Attractions & Sightseeing, City Blog, Fall, Fall Activities, Family Friendly, family Halloween events St. Augustine, ghost walks St. Augustine, Halloween events St. Augustine 2025, Halloween in St. Augustine, haunted attractions St. Augustine, haunted St. Augustine, Holiday Events, Night Life, paranormal St. Augustine, pumpkin patches near St. Augustine, Special Events, St. Augustine, St. Augustine fall festivals, St. Augustine ghost tours, St. Augustine Mortgage, Things to Do, things to do in St. Augustine in October, What to Do.

Image by Pam Patterson from Pixabay Halloween in St. Augustine is more than just costumes and candy! It’s a full season of celebration that blends fall fun with the rich (and haunted) history of the nation’s oldest city. From spooky ghost tours and pumpkin patches to family festivals and haunted houses, there’s something for everyone to enjoy throughout October. Whether you’re looking for kid-friendly activities or a fright-filled night out, this guide overs the best ways to celebrate Halloween in St. Augustine. Ghost Tours in St. Augustine GhoSt Augustine Paranormal Tours When it comes to...

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Planning and Studies

Written by St. Augustine Mortgage Syndicated User on . Posted in St. Augustine, St. Augustine Mortgage.

Explore the City of St. Augustine’s ongoing and completed planning studies aimed at mitigating flooding risks. Learn about our work with the Army Corps of Engineers on the Back Bay Feasibility Study, our comprehensive vulnerability assessments, and other crucial initiatives to protect public safety and infrastructure from rising sea levels and extreme rainfall.

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