Fidelity Home Group | The Latest Mortgage Rate Forecasts

Written by St. Augustine Mortgage Syndicated User on October 7, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

The Latest Mortgage Rate Forecasts f you’re tempted to wait for rates to come down before you buy a home, here’s what you should know. Based on expert forecasts, mortgage rates are expected to stay in the 6s this year. Let’s talk about what this means for your move and how to factor this into your plans. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgagerates Data Sources https://www.fanniemae.com/media/55871/display...

Why Experts Say Mortgage Rates Should Ease Over the Next Year

Written by St. Augustine Mortgage Syndicated User on October 6, 2025. Posted in Affordability, Economy, First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

You want mortgage rates to fall – and they’ve started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here’s why.The Link Between Mortgage Rates and the 10-Year Treasury YieldFor over 50 years, the 30-year fixed mortgage rate has closely followed the movement of the 10-year treasury yield, which is a widely watched benchmark for long-term interest rates (see graph below):When the treasury yield climbs, mortgage rates tend...

Fidelity Home Group | The 5-Year Rule for Home Prices

Written by St. Augustine Mortgage Syndicated User on October 5, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

The 5-Year Rule for Home Prices Are you worried about home prices? Here’s what you should know. In most areas, home prices are still way up compared to 5 years ago – even with the recent shifts. Let’s look at what prices are doing in our market, so you have the full picture. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.resiclubanalytics.com/p/80-housing-markets-falling-home-prices-may-2025

Thanksgiving Weekend in St. Augustine: Your 2025 Holiday Guide

Written by St. Augustine Mortgage Syndicated User on October 4, 2025. Posted in Attractions & Sightseeing, City Blog, Community, Culture & Music, Fall, Fall Activities, Family Friendly, Food, History & Heritage, Holiday Events, Holiday Shopping, Nights of Lights, Seasonal fun, Shopping, Special Events, St. Augustine, St. Augustine Mortgage, Thanksgiving, The Community, Things to Do, Where to Eat.

Thanksgiving in St. Augustine is a delightful blend of historic charm, coastal beauty, and festive cheer. As the nation’s oldest city, it offers a unique setting to celebrate the season with family, friends, and fellow travelers. Whether you’re a local looking to enjoy the holiday or a visitor seeking new traditions, St. Augustine has something special in store for you this Thanksgiving weekend. In this guide, we’ll explore the top events, dining options, and attractions to make your Thanksgiving in St. Augustine memorable. From the annual Turkey Trots to the dazzling Nights of Lights,...

Fidelity Home Group | Should You Buy a Vacation Home?

Written by St. Augustine Mortgage Syndicated User on October 3, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Should You Buy a Vacation Home? If you’re ready to buy your own slice of paradise, let’s talk about making that happen this summer. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.pacaso.com/blog/pros-cons-vacation-home https://finance.yahoo.com/news/two-thirds-wealthy-americans-now-150051439.html

Why October Is the Best Time To Buy a Home in 2025

Written by St. Augustine Mortgage Syndicated User on October 2, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:“By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they’ve been waiting for—a rare opportunity in a market that has been tight for most of the past decade.”So, if you’re ready and able to buy right now, shooting for this month means you should see:More homes to choose fromLess competition from...

Natural Resources

Written by St. Augustine Mortgage Syndicated User on October 2, 2025. Posted in St. Augustine, St. Augustine Mortgage.

The natural story of Fish Island Preserve spans over 4,000 years, with ancient shell middens and layered ecological diversity. This tranquil preserve features rare maritime and xeric hammocks, surrounded by salt marsh and dense canopy. Historic citrus groves gave way to native forests teeming with live oaks, magnolias, and red cedars. Today, the preserve is a shady haven for birdwatchers—especially during seasonal migrations—and a living reminder of Florida’s evolving natural and cultural landscapes.

Cultural Resources

Written by St. Augustine Mortgage Syndicated User on October 2, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Fish Island Preserve is a cultural landmark layered with rich and sensitive archaeological history. From remnants of Jesse Fish’s 18th-century plantation to evidence of Native American and African heritage, the site holds untold stories preserved in its soil. Designated on the National Register of Historic Places, the preserve is protected by state law to ensure these non-renewable cultural resources—structures, landscapes, and artifacts—are safeguarded for future generations.

What Buyers Say They Need Most (And How the Market’s Responding)

Written by St. Augustine Mortgage Syndicated User on October 1, 2025. Posted in Affordability, First-Time Buyers, For Buyers, Home Prices, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):Here’s the good news. While the broader economy may still feel uncertain, there are signs the housing market is showing some changes in both of those areas. Let’s break it down so you know what you’re working with.Prices Are ModeratingOver the past few years, home prices climbed fast, sometimes so fast it left many buyers feeling shut out. But...

Capital Improvement Projects

Written by St. Augustine Mortgage Syndicated User on October 1, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Capital Improvement Projects (CIPs) are major upgrades to St. Augustine’s city facilities and infrastructure—ranging from short-term builds to years-long developments. Funded through local, state, and federal sources, these projects improve roads, utilities, and public spaces. Explore the City’s CIP plans and progress, including project timelines and funding breakdowns, through interactive maps and budget resources.

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