Fidelity Home Group | Reasons To Hire a Real Estate Agent When You Sell

Written by St. Augustine Mortgage Syndicated User on October 1, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Reasons To Hire a Real Estate Agent When You Sell There are a lot of reasons to partner with a pro when you sell your house. Let’s connect to go over why an agent’s expertise is priceless. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #realestateagent

Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

Written by St. Augustine Mortgage Syndicated User on September 29, 2025. Posted in First-Time Buyers, For Buyers, St. Augustine, St. Augustine Mortgage.

If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you’re buying. So, let’s break them down.What Are Closing Costs?Your closing costs are the additional fees and payments you make when finalizing your home purchase. Every buyer has them. According to Freddie Mac, they typically include things like homeowner insurance and title insurance, as well as various fees for your:Loan applicationCredit...

Taste of St. Augustine

Written by St. Augustine Mortgage Syndicated User on September 27, 2025. Posted in Family Friendly, Food, Kid Friendly, St. Augustine, St. Augustine Festivals, St. Augustine Mortgage, Things to Do.

Mark Your Calendar Date: April 12, 2026 Time: 11:00am-4:00pm Location: St. Augustine Amphitheatre Visit The Wesbite Get Directions About Taste of St. Augustine St. Augustine has great food and restaurants and what better way to sample some of those signature dishes than at the Taste of St. Augustine. Held at the St. Augustine Amphitheatre, 2026 celebrates the 29th year for the event. Always popular with locals, visitors can also experience the culinary heritage and culture of St. Johns County in the delicious food. You’ll find favorite, established St. Augustine restaurants showcased...

Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

Written by St. Augustine Mortgage Syndicated User on September 25, 2025. Posted in Downsize, Equity, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here’s a trend worth paying attention to:More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.A Record Share of Homeowners Are Mortgage-FreeAccording to analysis from ResiClub of Census data, more than 40% of U.S. owner-occupied homes are mortgage-free – an all-time high for this data series. That means 4 in 10 homeowners own...

Why Buyers and Sellers Face Very Different Conditions Today

Written by St. Augustine Mortgage Syndicated User on September 24, 2025. Posted in For Buyers, For Sellers, Home Prices, Inventory, St. Augustine, St. Augustine Mortgage.

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what’s happening in your state?These 3 maps show how the split is playing out across the country. In each one:Darker Shades of Blue = Buyer friendlyLighter Shades of Blue = Seller strongInventory Sets the StageWhile the number of homes for sale has improved pretty much across the board, how much growth we’ve seen can look dramatically different based on where you live. And that impacts who has the leverage...

3 Reasons Affordability Is Showing Signs of Improvement This Fall

Written by St. Augustine Mortgage Syndicated User on September 22, 2025. Posted in Affordability, Buying Tips, For Buyers, St. Augustine, St. Augustine Mortgage.

For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too. And a number of people hit pause because it just didn’t feel possible. Maybe you were one of them.But there’s some encouraging news. If you’ve been waiting for a better time to jump back in, affordability may finally be showing signs of improvement this fall.The latest data from Redfin shows the typical monthly mortgage payment has been coming down, and is now about $290 lower than it was just a few months ago (see graph below):And here’s why this is...

Lighthouse Boat Ramp

Written by St. Augustine Mortgage Syndicated User on September 19, 2025. Posted in St. Augustine, St. Augustine Mortgage.

The Lighthouse Boat Ramp in St. Augustine Park offers public boat launching with convenient parking for vehicles and trailers nearby. With about 12 dedicated spaces and additional parking in the surrounding area, boaters also have trailer parking along Red Cox Drive. Dinghy storage racks are available for mooring renters. Please note, overnight parking and boat storage are not allowed. When parking, please be considerate and move your boat to allow space for others.

Do You Know How Much Your House Is Really Worth?

Written by St. Augustine Mortgage Syndicated User on September 18, 2025. Posted in Equity, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

Want to know something important you probably don’t have a professional check for you nearly as often as you should? Spoiler alert: it’s the value of your home.Because here’s the reality. Your house is likely the biggest financial asset you have. And if you’ve lived in it for a few years or more, chances are it’s been quietly building wealth for you in the background – even if you haven’t been keeping tabs on it.You might be surprised by just how much it’s grown, even as the market has shifted over the past few months.What Is Home Equity?That hidden wealth in your home is called equity....

Why Now May Be a Key 2025 Moment To Sell Your House

Written by St. Augustine Mortgage Syndicated User on September 17, 2025. Posted in For Sellers, Mortgage Rates, Selling Tips, St. Augustine, St. Augustine Mortgage.

Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of September last year.If you’ve been waiting to sell, or your listing recently expired because the market was slower than you hoped it would be, now’s the time to reconsider your move. Buyer demand is the highest it’s been since July – and you don’t want to miss this...

Partners

Written by St. Augustine Mortgage Syndicated User on September 16, 2025. Posted in St. Augustine, St. Augustine Mortgage.

The protection of Fish Island Preserve was made possible through the collaboration of dedicated partners including the City of St. Augustine, Matanzas Riverkeeper, North Florida Land Trust, and others. From state leaders to grassroots advocates, every contributor played a role in preserving this natural treasure. Special recognition goes to Friends of Fish Island for earning the 2020 Stewards of Heritage Award for their unwavering conservation efforts.

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