Thought the Market Passed You By? Think Again.

Written by St. Augustine Mortgage Syndicated User on October 30, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Inventory, St. Augustine, St. Augustine Mortgage.

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options.Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say.Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally starting...

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Written by St. Augustine Mortgage Syndicated User on October 29, 2025. Posted in Buying Tips, Downsize, First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, Move-Up, St. Augustine, St. Augustine Mortgage.

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.The Magic NumberAccording to the National Association of Realtors (NAR):“. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If rates were to hit that magic number, it’s likely that about 10%—or 550,000—of those additional households would buy a home...

Fidelity Home Group | 79% of Homeowners Wish They Sold Sooner

Written by St. Augustine Mortgage Syndicated User on October 29, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

79% of Homeowners Wish They Sold Sooner 79% of homeowners wish they sold sooner. Let’s talk about why now may be the right time to act. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://mediaroom.realtor.com/2025-09-05-Want-to-Sell-Your-Home-Start-Early-Realtor-com-R-Report-Finds-Equity-Is-High,-But-Success-Requires-Planning https://www.instagram.com/p/DOblW0Aj8rr/?igsh=am0zOW9naHN0bmV6

Why Some Homes Sell Quickly – and Others Don’t Sell at All

Written by St. Augustine Mortgage Syndicated User on October 27, 2025. Posted in Agent Value, For Sellers, Inventory, Selling Tips, St. Augustine, St. Augustine Mortgage.

A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means one thing:Your house needs to stand out and grab attention from day one.That’s especially true when you consider why the number of homes for sale is up. Here’s how it works. Available inventory is a mix of: Active Listings: homes that have been sitting on the market, but haven’t sold yetNew Listings: homes that...

Fidelity Home Group | Only 2% of Home Sales Are Foreclosures or Short Sales

Written by St. Augustine Mortgage Syndicated User on October 26, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Only 2% of Home Sales Are Foreclosures or Short Sales Want to know what’s happening in our local market? Let’s talk! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #foreclosures #shortsales

Vulnerability Assessment

Written by St. Augustine Mortgage Syndicated User on October 24, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Fidelity Home Group | Over two-thirds of homeowners have at least 50% equity or own their home

Written by St. Augustine Mortgage Syndicated User on October 24, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Over two-thirds of homeowners have at least 50% equity or own their home free and clear. Over two-thirds of homeowners have at least 50% equity or own their home free and clear. If you want to find out how much you have, let’s chat! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeequity Data Sources https://data.census.gov/table/ACSDT1Y2022.B25027?q=mortgage https://www.attomdata.com/news/market-trends/home-sales-prices/q2-2025-home-equity-and-underwater-report/

The Reason Homes Feel Like They Cost So Much (It’s Not What You Think)

Written by St. Augustine Mortgage Syndicated User on October 23, 2025. Posted in For Buyers, Home Prices, St. Augustine, St. Augustine Mortgage.

Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame.Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive (see graph below):But that theory doesn’t actually hold up once you look at the data.The Truth About InvestorsInvestors do play a role in the housing market, especially in certain areas. But they’re not buying up all the homes like so many people on social media...

City Wide Tide Check Valves

Written by St. Augustine Mortgage Syndicated User on October 23, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Learn how the City of St. Augustine is using tide check valves to combat “sunny day” flooding in areas like Davis Shores. This project prevents saltwater from backing up into the city’s stormwater drainage system during high tides, protecting streets and infrastructure. View project documents and maps detailing the installation of these critical flood prevention devices.

Planning To Sell in 2026? Start the Prep Now

Written by St. Augustine Mortgage Syndicated User on October 22, 2025. Posted in For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says:“If you’re aiming to sell in 2026, now is the time to start preparing, especially if you want to maximize the spring market’s higher buyer activity.” Because the reality is, from small repairs to touch-ups and decluttering, the earlier you start, the easier it’ll be when you’re ready to list. And, the better your...

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