2026 Housing Market Outlook

Written by St. Augustine Mortgage Syndicated User on October 15, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Rates, St. Augustine, St. Augustine Mortgage.

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.More Homes Will SellWith all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):What’s behind the change? Two key factors: mortgage rates and home...

Fidelity Home Group | Almost Half of Sellers Are Making Concessions To Get Their House Sold

Written by St. Augustine Mortgage Syndicated User on October 15, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Almost Half of Sellers Are Making Concessions To Get Their House Sold Almost half of sellers are making concessions right now to get their house sold. If you want to know which concessions are working for sellers in our market, reach out. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.redfin.com/news/home-seller-concessions-march-2025/

Shop Local Spotlight: Boutique Finds & Artisan Crafts

Written by St. Augustine Mortgage Syndicated User on October 14, 2025. Posted in Art, Culture & Music, artisan, boutiques, Community, crafts, Fall Activities, Family Friendly, Food, Shopping, St. Augustine, St. Augustine Mortgage, Things to Do, What to Do.

If there’s one thing St. Augustine does best (aside from history, beaches, and sunshine), it’s shopping local. From one-of-a-kind boutiques to handmade artisan treasures, the city is full of hidden gems just waiting to be discovered. Whether you’re strolling down St. George Street, exploring Aviles, or wandering the coastal neighborhoods, you’ll find plenty of shops where creativity, craftsmanship, and community shine. So grab your reusable tote, slip on some comfy sandals, and let’s go shop local! Why Shop Local in St. Augustine? Shopping local isn’t just about finding something cute to...

Code Enforcement

Written by St. Augustine Mortgage Syndicated User on October 14, 2025. Posted in St. Augustine, St. Augustine Mortgage.

Learn about St. Augustine’s Code Enforcement and Building Department responsibilities, including building permits, inspections, and addressing code violations and public nuisance complaints. Understand what defines a violation or nuisance in the city.

Why More Buyers Are Turning to New Construction This Year

Written by St. Augustine Mortgage Syndicated User on October 13, 2025. Posted in Affordability, Buying Tips, For Buyers, New Construction, St. Augustine, St. Augustine Mortgage.

There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal.Builders are offering serious incentives today, and people are jumping on them. In fact, new home sales just hit their highest level in over two years (see graph below):Why Builders Are Throwing in PerksThere are more newly built homes for sale right now than there have been in years. And as a buyer, that can help you in two big ways. It gives you more options to choose...

Fidelity Home Group | 2 Advantages of Buying a Newly Built Home Today

Written by St. Augustine Mortgage Syndicated User on October 12, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

2 Advantages of Buying a Newly Built Home Today Since there are more new homes on the market, builders are motivated to sell and that’s leading to two great perks: price cuts and lower rates. Let’s connect if you want to see what builders are offering in our area. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.nahb.org/news-and-economics/housing-economics/indices/housing-market-index https://www.realtor.com/news/trends/chart-mortgage-rate-new-home-buy-down/...

Don’t Let Unrealistic Pricing Cost You Your Move

Written by St. Augustine Mortgage Syndicated User on October 9, 2025. Posted in Agent Value, For Sellers, Selling Tips, St. Augustine, St. Augustine Mortgage.

These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place.The Real Pitfall of OverpricingMany homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. The problem is, that was a different...

Fidelity Home Group | Home Price Forecasts for the Second Half of 2025

Written by St. Augustine Mortgage Syndicated User on October 9, 2025. Posted in Mortgage St. Augustine, St. Augustine, St. Augustine Mortgage.

Home Price Forecasts for the Second Half of 2025 The expert forecasts for the second half of the year show home prices are still forecast to rise nationally – just at a much slower pace. But that’s going to vary by local market. If you want to know what’s happening with prices in our area, let’s connect! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #housingforecast

Why Home Prices Aren’t Actually Flat

Written by St. Augustine Mortgage Syndicated User on October 8, 2025. Posted in For Buyers, For Sellers, Home Prices, St. Augustine, St. Augustine Mortgage.

If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.In most places, prices aren’t flat at all.What the Data Really ShowsWhile we’ve definitely seen prices moderate from the rapid and unsustainable climb in 2020-2022, how much they’ve changed is going to be different everywhere.If you look at data from ResiClub and Zillow for the 50 largest metros, this becomes very clear. The real story is split right down the...

Streets & Grounds

Written by St. Augustine Mortgage Syndicated User on October 7, 2025. Posted in St. Augustine, St. Augustine Mortgage.

The Streets & Grounds Division maintains St. Augustine’s public rights-of-way, parks, and landscaped areas. From paving projects and roadway markings to tree trimming and the installation of over 2 million lights for Nights of Lights, we are committed to keeping our city beautiful and safe.

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